Does the Chase Ink Business Cash Card have a foreign transaction fee?

Yes. The Chase Ink Business Cash Card charges a foreign transaction fee on purchases made outside the United States or processed through a foreign bank. For international business travel or cross-border purchases, compare it against business cards that waive this fee. Verify the current rate on Chase's site before applying.

The Chase Ink Business Cash is a strong no-annual-fee cash-back card for domestic business spending. Its weak point for global operations: a foreign transaction fee applies whenever you purchase outside the U.S. or through a non-U.S. payment processor — including many online vendors.

What to know

• Foreign transaction fees on business credit cards work the same as consumer cards — typically 2–3% of each qualifying transaction, charged by the issuer. — CFPB
• Business owners who travel internationally or purchase from foreign suppliers should account for foreign transaction fees when comparing cards; some business cards waive them entirely. — CFPB

Does it matter for your business?

• U.S.-only businesses with no international suppliers: the fee is irrelevant — Ink Business Cash earns well on domestic office and internet spending.
• Businesses with overseas suppliers or frequent travel: the fee adds up quickly; look at a business travel card that waives it.
• Mixing cards is common — keep Ink Business Cash for domestic categories (office supplies, internet) and pair it with a no-fee travel card for international charges.

For business owners who travel frequently, see the best travel business credit cards for 2026.

Key takeaways

• Yes — Chase Ink Business Cash charges a foreign transaction fee on international purchases.
• U.S.-only businesses won't notice; international purchasing makes it costly.
• Pairing with a no-foreign-fee travel card covers both use cases.
• Confirm the current rate at Chase's site before applying.

Related

• What is a foreign transaction fee on a credit card?
• What is a cash back credit card?
• Does the Citi Double Cash Card charge foreign transaction fees?

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