Is 750 a good credit score?

Yes — a 750 credit score is in FICO's 'Very Good' range (740–799) and is considered excellent. You'll qualify for the best rates most lenders offer and nearly any credit product, placing you well above the U.S. average.

Where 750 falls on the FICO scale

On the 300–850 FICO scale, 750 is comfortably inside the 'Very Good' band (740–799) — past the 740 best-rate threshold and well above the U.S. average (mid-710s). Lenders see it as low-risk.

What a 750 score qualifies for

Best-tier mortgage, auto, and personal loan rates at most lenders.
Nearly any credit card, including the most competitive premium and travel products.
High approval odds with minimal scrutiny on most applications.
Strong leverage to negotiate rates, fees, and credit limits.

Does going to 800+ matter?

Only marginally. At 750 you already clear most lenders' best-rate thresholds; reaching the 'Exceptional' tier (800+) rarely changes the offers you receive. Maintaining 750+ — low utilization, on-time payments, aged accounts — is what protects your access to top pricing.

The numbers

740–799 is FICO's 'Very Good' range; 750 sits comfortably within it. — myFICO
750 is well above the U.S. average FICO Score (mid-710s). — Experian
Best rates typically begin around 740; gains above that are marginal. — CFPB

Key takeaways

750 is 'Very Good' and considered excellent — best-tier rates at most lenders.
Broad approval on nearly any product, well above the U.S. average.
Going above 750 (toward 800+) adds little practical benefit.
Maintaining the tier matters more than chasing a perfect 850.