College Hunks Franchise Cost (2026): $93K–$222K Junk & Moving
College Hunks Hauling Junk franchise startup costs run $93K–$222K for a branded junk removal and residential moving services concept. With a low-overhead truck-based model and strong brand recognition from TV appearances, College Hunks offers one of the lower-investment entry points in the service franchise segment.
College Hunks Hauling Junk franchise costs at a glance
Total investment
$93,000–$222,000
Franchise fee
$50,000
Royalty
7%
Ad / marketing fee
1%
Liquid capital required
$80,000
Net worth required
$200,000
Source: College Hunks Hauling Junk Franchise Disclosure Document (FDD) · as of 2026-07-29. Figures vary by market and site; verify against the current FDD before signing.
Key takeaways
Total estimated startup cost: $93K–$222K (junk removal and moving services)
Franchise fee: $50,000
Ongoing royalty: 7%; advertising fund: 1%
Net worth requirement: $200K+; liquid capital requirement: $80K+
200+ franchise territories; no retail storefront required — truck-based model
Per the current FDD filed under the FTC Franchise Rule (16 CFR Part 436), total estimated initial investment for a College Hunks Hauling Junk franchise runs $93,000–$222,000. The truck-based model keeps buildout costs low relative to retail or restaurant franchises:
Technology (CRM, scheduling, routing, customer communication platform): $3,000–$8,000
Signage and vehicle wraps: $3,000–$8,000
Office/storage setup: $2,000–$8,000
Insurance (commercial vehicle, general liability, workers comp): $5,000–$15,000
Training and travel: $3,000–$8,000
Marketing and grand opening: $3,000–$10,000
Working capital: $5,000–$15,000
Miscellaneous and professional fees: $2,000–$8,000
2 Ongoing fees
College Hunks Hauling Junk charges a 7% royalty on net sales plus a 1% advertising fund contribution, for a combined 8% of net sales. The 1% ad fund is among the lower in the home services franchise segment — franchisees are expected to invest in local digital marketing to build territory awareness. The brand provides a proprietary CRM and customer communication platform that automates booking, routing, and follow-up.
3 Financing options
College Hunks Hauling Junk is listed on the SBA Franchise Directory, qualifying franchisees for expedited SBA loan processing. Common financing paths:
SBA 7(a) loan: Covers franchise fee, truck purchase, equipment, and working capital. The $93K–$222K range is well within standard SBA 7(a) limits — SBA Express loans up to $500K offer faster processing for this investment range.
Equipment financing / commercial truck loan: Trucks and moving equipment can be financed separately — preserving SBA loan capacity for the franchise fee and working capital.
SBA Express loan: For franchisees targeting the lower investment range, SBA Express provides faster approval with less documentation than full 7(a) processing.
Working capital line of credit: Supports payroll and fuel costs during the ramp-up period before steady job volume is established.
ROBS (Rollover for Business Startups): Franchisees with 401(k) or IRA balances can deploy retirement funds tax-free via ROBS as the equity injection for SBA financing.
4 What lenders look for in a College Hunks franchise application
College Hunks Hauling Junk is on the SBA Franchise Directory, so SBA-approved lenders can process applications without SBA individually reviewing the franchise agreement. At the $93K–$222K investment range, College Hunks is among the lower-capital-requirement franchises eligible for SBA financing. Here is what lenders evaluate:
DSCR 1.25×–1.35×: SBA SOP 50 10 8 sets a minimum global DSCR of 1.15×, but participating lenders for startup franchises in this range typically require 1.25×–1.35×. For a new College Hunks territory, DSCR is projected using FDD Item 19 comparable-territory data. The dual-service model (junk removal + moving) supports a diversified projected revenue base that lenders view favorably.
Equity injection 20–25% — lowest absolute in this guide: At $93K–$222K total cost, the 20–25% equity injection runs approximately $19K–$56K — among the lowest absolute equity requirements for an SBA franchise loan. This makes College Hunks one of the most accessible SBA franchise entry points from a capital requirement perspective per SBA SOP 50 10 8.
Truck as primary collateral: Unlike retail or restaurant franchises where build-out creates leasehold collateral, College Hunks collateral is primarily the commercial truck(s). Lenders will take a first lien on the truck. Clean vehicle title, clear of prior liens, is a loan condition. SBA lenders use forced-liquidation value of the truck in the collateral adequacy analysis.
Territory market density and local marketing commitment: CHHJ revenues are territory-dependent — market density (population, residential housing, construction activity) determines the available job volume. Lenders assess the franchisee's territory demographics and local digital marketing plan, given the 1% ad fund puts most lead generation responsibility on the operator.
Dual-service revenue split: Lenders prefer projected revenue diversified across both junk removal and moving lines. Single-service projections (junk-only or moving-only) increase DSCR sensitivity to seasonal or category-level softness. CHHJ's dual model supports more stable projected cash flow for DSCR purposes.
5 Realistic ROI timeline
Truck-based service franchises with low overhead and high-margin jobs typically target break-even within 12–24 months. College Hunks's dual service model — junk removal and moving — provides revenue diversification that smooths seasonal patterns. Junk removal jobs command strong margins; moving jobs are higher-volume. Operators who actively build local digital presence and referral networks in their territory accelerate revenue ramp.
6 Who's a good fit
College Hunks Hauling Junk suits operators who prefer a service business with tangible, same-day job completion over retail or restaurant complexity. People management skills are critical — the business runs on a crew of hourly employees, and customer experience depends on crew professionalism. Former military, operations managers, and logistics professionals adapt well to the model. Net worth of $200K+ and liquid capital of $80K+ are the financial benchmarks.
7 Apply for franchise financing
ClearValue Lending works with home services and junk removal franchise operators on SBA, equipment, and working capital financing. Start at small business financing or apply for franchise financing at Find my match. Your file routes to the funding partners best matched to your file. Comparing other concepts? Browse the full franchise financing library for cost-to-start breakdowns across QSR, service, and retail brands.
Sources
College Hunks Hauling Junk is listed on the SBA Franchise Directory, qualifying franchisees for expedited SBA loan eligibility. — SBA Franchise Directory
SBA 7(a) and SBA Express loans finance franchise startups including truck purchases, equipment, and working capital for service-based franchise concepts. — SBA 7(a) Loan Program
All franchise cost and fee disclosures are governed by the FTC Franchise Rule requiring a Franchise Disclosure Document (FDD) be delivered at least 14 days before signing. — FTC Franchise Rule — 16 CFR Part 436
Qualifying commercial trucks and service equipment placed in service during the tax year may be immediately expensed under IRS Section 179. — IRS Publication 946
Frequently asked questions
How much does a College Hunks Hauling Junk franchise cost in 2026?
Per the current FDD, total estimated initial investment runs $93,000–$222,000. The franchise fee ($50,000), trucks, and commercial insurance are the primary cost drivers. No retail storefront is required.
What services does College Hunks offer?
College Hunks offers two primary services: junk removal (hauling away unwanted items from homes, offices, and job sites) and local moving services. Franchisees can operate one or both service lines with shared truck and labor infrastructure.
What is the College Hunks royalty rate?
College Hunks Hauling Junk charges a 7% royalty on net sales plus a 1% advertising fund contribution, for a combined 8% of net sales.
Can I finance a College Hunks franchise with an SBA loan?
Yes. College Hunks is on the SBA Franchise Directory. SBA 7(a) and SBA Express loans cover the franchise fee, trucks, equipment, and working capital within the $93K–$222K range. Trucks and equipment can also be financed separately.
How long does it take to break even on a College Hunks franchise?
Service franchise operators with low overhead typically target break-even within 12–24 months. College Hunks's dual junk removal and moving revenue model smooths seasonal variability and supports faster payback compared to single-service concepts.
What equity injection does an SBA lender require for a College Hunks franchise?
SBA lenders require 20–25% of total project cost as an equity injection from non-borrowed funds per SBA SOP 50 10 8. At College Hunks's $93K–$222K range, that is approximately $19K–$56K — among the lowest absolute equity injection requirements for any SBA franchise loan. The low total investment makes College Hunks one of the more accessible entry points for first-time franchise operators using SBA financing.
Summary:
College Hunks Hauling Junk franchise startup costs run $93K–$222K for a branded junk removal and residential moving services concept. With a low-overhead truck-based model and strong brand recognition from TV appearances, College Hunks offers one of the lower-investment entry points in the service franchise segment.
This article is for educational purposes and is not financial, legal, or tax advice. Rates,
fees, qualification requirements, and product availability are illustrative ranges that vary
by lender, market conditions, and individual business profile. ClearValue Lending is a
funding platform; all financing is subject to lender partner approval and terms. Always read
your contract end-to-end and verify specific numbers before signing.
