Cost to Start a Quiznos Franchise in 2026

Quiznos franchise startup costs run $200K–$485K for a toasted sub sandwich QSR with 800+ global locations. The brand's toasted sub positioning and lower startup cost versus full-kitchen QSR concepts make it an accessible franchise entry point.

Key takeaways

Quiznos is a toasted sub sandwich franchise founded in Denver, Colorado in 1981. The brand operates 800+ locations globally with a menu centered on toasted subs, flatbreads, and salads. Quiznos' primary differentiator is its toasted-sub format — subs are toasted in a conveyor oven, creating a warm, melted product versus cold-build competitors. After significant downsizing from its peak of 5,000+ locations, Quiznos has stabilized and relaunched with an updated menu and franchise program. The reduced location count means markets with existing Quiznos presence have established brand awareness, while new markets may require heavier brand education investment.

Total startup cost breakdown

Per the current FDD filed under the FTC Franchise Rule (16 CFR Part 436), total estimated initial investment for a Quiznos franchise runs $200,000–$485,000. The toasted sub format requires conveyor oven equipment but keeps the overall kitchen simpler than grill-heavy or fryer-intensive QSR concepts:

Ongoing fees

Quiznos charges a 7% royalty on gross sales plus a 4% advertising fund contribution, for a combined 11% of gross sales. The 7% royalty is at the higher end for sandwich QSR, but the $10,000 franchise fee is one of the lowest in the category — the brand structures total franchise cost to favor lower upfront exposure over ongoing payments.

Financing options

Quiznos is listed on the SBA Franchise Directory, qualifying franchisees for expedited SBA loan processing. Financing paths:

Realistic ROI timeline

Toasted sub QSR concepts in high-traffic inline or food court locations typically target break-even within 18–30 months at the $200K–$485K investment level. The low startup cost relative to grill-heavy QSR concepts means less capital at risk and faster potential payback. Operators in markets with existing Quiznos brand recognition benefit from lower customer acquisition costs. New-market operators should plan for more aggressive local marketing investment to build brand awareness.

Who's a good fit

Quiznos suits first-time or experienced franchise operators who value a lower entry cost, an operationally simple kitchen, and a toasted-sub product differentiation in the sandwich category. The higher ongoing royalty (7%) should be modeled carefully against expected AUV before committing. Typical financial benchmarks are net worth of $200K+ and liquid capital of $75K+.

What lenders look for in a Quiznos franchise application

Quiznos is on the SBA Franchise Directory, so SBA-approved lenders can process applications without individual agreement review. At $200K–$485K, Quiznos is an accessible entry point — but the 11% combined fee load is among the highest in the sub segment. Here is what lenders evaluate per SBA SOP 50 10 7:

Deal structure for a Quiznos franchise loan

SBA 7(a) is the standard structure — covering franchise fee, leasehold improvements, conveyor oven and kitchen equipment, and working capital under a 10-year term. For lower-end builds ($200K–$300K), SBA Express (up to $500K) offers faster processing. Use our SBA loan payment calculator to model monthly payments at your target loan amount before applying.

Frequently asked questions

What DSCR do lenders require for a Quiznos franchise loan?

SBA guidelines set a minimum DSCR of 1.15×. In practice, lenders underwriting Quiznos franchise loans typically require 1.25×–1.35× to account for Quiznos' 11% combined fee load (7% royalty + 4% ad fund — highest in the sub segment) and a potential ramp period in markets with reduced brand presence. Pro forma projections should use conservative year-one AUV. Source: SBA Standard Operating Procedure 50 10 7 (sba.gov).

How much equity do I need to finance a Quiznos franchise?

SBA requires a minimum 10% equity injection of total project cost. At $200K–$485K, lenders typically expect 20–25% — meaning $40K–$121K in documented borrower equity. Personal savings are the most common source at this investment level. ROBS (retirement funds rolled into the business) is available but typically involves setup costs that may not be cost-effective below $300K total investment. Source: SBA SOP 50 10 7, Subpart B, Chapter 4.

Apply for franchise financing

ClearValue Lending works with QSR and sandwich franchise operators on SBA, equipment, and working capital financing. Apply for franchise financing at Find my match. Your file routes to one matched lender.

Sources

Frequently asked questions

How much does a Quiznos franchise cost in 2026?

Per the current FDD, total estimated initial investment runs $200,000–$485,000. The $10,000 franchise fee is one of the lowest in the sandwich QSR category. Leasehold improvements, conveyor oven, and kitchen equipment are the primary cost drivers.

Is Quiznos still franchising?

Yes. Quiznos relaunched its franchise program after a significant reduction in its location count from a peak of 5,000+ units. The brand is actively granting new franchises with an updated menu and a low franchise fee structure designed to attract new operators.

What is the Quiznos royalty rate?

Quiznos charges a 7% royalty on gross sales plus a 4% advertising fund contribution, for a combined 11% of gross sales. The royalty rate is higher than most sandwich QSR peers, but the $10,000 franchise fee is substantially below category average.

Can I finance a Quiznos franchise with an SBA loan?

Yes. Quiznos is on the SBA Franchise Directory. SBA 7(a) or SBA Express can cover leased builds within standard program limits. Conveyor oven and kitchen equipment can be financed separately via equipment lending.

How does Quiznos differ from cold-build sandwich competitors?

Quiznos' core differentiator is its toasted-sub format — every sub passes through a conveyor oven before serving, creating a warm, melted product. This distinguishes Quiznos from cold-build sandwich QSR concepts and appeals to customers who prefer a hot sandwich without the wait of a made-to-order hot sandwich chain.