uBreakiFix Franchise Cost (2026): $60K–$278K Repair Shop

uBreakiFix franchise startup costs run $60K–$278K for an electronics repair shop handling phones, tablets, and computers. The brand is owned by Asurion, which also processes warranty and insurance repair work routed through uBreakiFix locations.

Key takeaways

uBreakiFix is an electronics repair franchise founded in 2009 and headquartered in Orlando, Florida. The brand specializes in out-of-warranty repair for smartphones, tablets, computers, and gaming consoles — screen replacements, battery swaps, charging port repairs, water damage, and hardware diagnostics. As of 2026, uBreakiFix operates more than 700 locations in the US and Canada. The franchise was acquired by Asurion, the largest US device protection and warranty company, in 2019. Asurion's ownership creates a meaningful B2B revenue layer: Asurion routes warranty and insurance-covered device repairs to uBreakiFix locations, providing franchisees with a source of guaranteed service volume beyond retail walk-in traffic. This differentiates the model from independent repair shops that rely entirely on consumer self-pay.

Total startup cost breakdown

Per the current FDD, total estimated initial investment for a uBreakiFix franchise runs $60,000–$278,000. The wide range reflects whether the franchisee takes over an existing location vs. builds out a new retail suite, and market-driven variability in build-out and leasehold improvement costs:

Ongoing fees and royalty structure

uBreakiFix franchisees pay a 7% royalty on gross sales plus a 1.5% advertising fund contribution — for a combined 8.5% of gross revenue. The advertising fund rate is notably low compared to most retail franchise concepts, reflecting that Asurion's warranty routing provides built-in traffic that reduces the brand's dependence on external advertising to generate demand. The royalty structure applies to both retail consumer repair revenue and Asurion insurance/warranty repair revenue routed to the location.

Net worth and liquid capital requirements

uBreakiFix requires prospective franchisees to demonstrate net worth of $250,000 or more and liquid capital of $80,000 or more. Prior retail management or technology background is helpful but not required — uBreakiFix provides comprehensive technical training, and franchisees hire repair technicians rather than performing repairs themselves. The primary qualifications the brand evaluates are business management aptitude, customer service orientation, and financial stability.

Financing options

uBreakiFix is listed on the SBA Franchise Directory, qualifying franchisees for expedited SBA loan processing. Common financing paths:

What lenders look for in a uBreakiFix franchise application

uBreakiFix is on the SBA Franchise Directory. The Asurion ownership creates a B2B revenue layer — lenders view this positively because warranty-routed repairs represent predictable volume beyond walk-in traffic. Key underwriting factors:

B2B revenue tip for uBreakiFix borrowers

The Asurion warranty routing program gives uBreakiFix a revenue floor that pure walk-in repair shops lack. When structuring your loan application, include a written summary of expected Asurion-sourced volume — this differentiates the business model from a standard electronics repair shop and strengthens the DSCR story. Source: SBA SOP 50 10 7.

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Frequently asked questions

How much does a uBreakiFix franchise cost in 2026?

Per the current FDD, total estimated initial investment runs $60,000–$278,000. Taking over an existing location is significantly cheaper than building out a new retail suite. The franchise fee is $40,000.

Who owns uBreakiFix?

uBreakiFix was acquired by Asurion in 2019. Asurion is the largest device protection and warranty company in the US, insuring hundreds of millions of devices through carrier and retailer partnerships.

What is the Asurion routing benefit for uBreakiFix franchisees?

Asurion routes warranty and insurance-covered device repairs to uBreakiFix locations, providing a B2B revenue stream beyond retail walk-in traffic. This built-in volume source differentiates uBreakiFix from independent electronics repair shops.

What is the uBreakiFix royalty rate?

uBreakiFix charges a 7% royalty on gross sales plus a 1.5% advertising fund contribution, for a combined 8.5% of gross revenue.

Can I finance a uBreakiFix franchise with an SBA loan?

Yes. uBreakiFix is on the SBA Franchise Directory. SBA 7(a) is the standard path for this investment range, and equipment financing can supplement for tools and display fixtures.

What DSCR do lenders require for a uBreakiFix franchise SBA loan?

SBA guidelines require a minimum DSCR of 1.15×. On a 10-year SBA 7(a) loan at uBreakiFix's $60K–$278K investment range, monthly debt service runs approximately $620–$2,900. A location generating $300K–$600K+ in annual repair revenue — combining retail walk-in and Asurion warranty routing — can meet this threshold. Year-one projections should use a conservative ramp schedule, not peak-volume assumptions. Source: SBA SOP 50 10 7 (sba.gov).

How much equity injection is required for a uBreakiFix franchise SBA loan?

SBA requires a minimum 10% equity injection. Lenders typically want 20–25% of total project cost — approximately $12K–$70K depending on the investment level ($60K for an existing-location conversion vs. $278K for a new build-out). uBreakiFix's $80K+ liquid capital requirement covers the SBA floor for most scenarios. Source: SBA SOP 50 10 7, Subpart B, Chapter 4.