Best card for U.S. supermarkets and streaming services.
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Good–Excellent credit — 670+ FICO typical; hard pull required
ClearValue Rating: 4.2 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Families with significant grocery and streaming spend who can clear the low AF hurdle after year 1.
| Year 1 value | Ongoing value |
|---|---|
| $250 welcome bonus + first year annual fee waived ($0 yr 1) — lowest-risk trial of any card on this list | 6% on U.S. supermarkets ($6K/yr cap) + select streaming, 3% on U.S. gas + transit; $95 annual fee from year 2 |
| Welcome spend: $3K in first 6 months; $95 fee from year 2 requires ~$130/month grocery spend to beat a 2% flat card | |
American Express Blue Cash Preferred — Best card for U.S. supermarkets and streaming services. Best for: Families with significant grocery and streaming spend who can clear the low AF hurdle after year 1.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
From year two onward, the $95 fee requires sufficient grocery and streaming spend to justify the premium. The 6% grocery rate earns $95 in rewards at roughly $1,584/year in U.S. supermarket spend — just over $130/month. Many households with meaningful grocery and streaming spend will exceed that threshold. Year one is free, making the trial low-risk.
The 6% applies to U.S. supermarkets up to $6,000 per year ($500/month), then drops to 1%. The cap means heavy grocery spenders above $500/month will see lower effective rates on overage spend. The 6% rate applies to supermarkets only — warehouse clubs (Costco, Sam's Club) and superstores (Walmart, Target) do not qualify. Verify the current merchant categories at the American Express issuer page.
Select streaming services qualify for the 6% rate — historically this has included Netflix, Disney+, Hulu, Spotify, Apple TV+, and others. Eligible streaming services can change; verify the current list at the American Express issuer page before assuming a specific service qualifies.
Yes — it charges a 2.7% foreign transaction fee on purchases outside the U.S. It's primarily a domestic card optimized for grocery and streaming categories. For international travel purchases, a no-FX-fee card is a better fit.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
Scored consistently across every product and independent of any compensation. Full methodology →
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