No-fee travel points card for students — 1.5x on everything, redeemable for travel and dining.
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Limited–Fair credit — Students with some prior credit history; hard pull required
ClearValue Rating: 4.4 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Students who plan to travel after college and want to start accumulating flexible travel points with no annual fee.
The Bank of America Travel Rewards Credit Card for Students has a $0 annual fee and earns 1.5 points per $1 on all purchases with no foreign transaction fee. Points are redeemable as a statement credit for travel and dining purchases. A welcome bonus of 25,000 points is available after $1,000 in purchases in the first 90 days — verify current offer at the issuer.
| Year 1 value | Ongoing value |
|---|---|
| 25,000 online bonus points after $1,000 in purchases in first 90 days (verify current offer) + 1.5x on all spend | 1.5 points per $1 on all purchases; $0 annual fee; no foreign transaction fee |
| Points redeemable as statement credit for travel purchases and dining — verify current redemption options at issuer | |
Bank of America Travel Rewards Credit Card for Students — No-fee travel points card for students — 1.5x on everything, redeemable for travel and dining. Best for: Students who plan to travel after college and want to start accumulating flexible travel points with no annual fee.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
Each purchase earns 1.5 points per $1 spent. Points are redeemable as a statement credit against travel and dining purchases made with the card — flights, hotels, car rentals, restaurants. There are no blackout dates or travel restrictions because you're redeeming as a statement credit rather than booking through a portal. Points do not transfer to airline or hotel loyalty programs. Verify the current minimum redemption amount, eligible purchase categories, and point values at the Bank of America issuer page.
Bank of America Preferred Rewards members (customers with combined qualifying Bank of America deposit and/or Merrill investment account balances) earn a 25%–75% rewards bonus on this card's base earn rate. At the highest Preferred Rewards tier (Platinum Honors, $100K+ in qualifying balances), the 1.5x base rate becomes effectively 2.625x on all purchases — a significant boost. For most students starting out, the Preferred Rewards tier is not yet accessible, but it makes the card progressively more valuable as a long-term hold. Verify current Preferred Rewards tiers and qualifying balances at Bank of America.
The student version and the standard Bank of America Travel Rewards card share essentially the same earn structure (1.5x flat, no FX fee, no annual fee). The student version is designed to be more accessible for limited credit history. If you qualify for the standard card, the products are comparable — the practical difference is the approval threshold. Verify current approval criteria for both at the Bank of America issuer page.
No. ClearValue Lending is not a bank, card issuer, lender, or financial advisor. This review presents publicly available editorial information about the Bank of America Travel Rewards Credit Card for Students. This card is issued and operated by Bank of America, N.A. APRs, rewards rates, fees, and terms are determined solely by Bank of America and may change — verify current terms at bankofamerica.com before applying.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
Scored consistently across every product and independent of any compensation. Full methodology →
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