4% on gas and EV charging — best warehouse-club card for fuel rewards.
Find your card type — 60-second quiz →
Excellent credit — 720+ FICO typical; Costco membership required
ClearValue Rating: 4 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Active Costco members who fill up at Costco gas and want 4% across all gas stations.
The Costco Anywhere Visa carries no card-level annual fee (Costco membership required separately). It earns 4% on gas and EV charging at any station up to $7,000 per year, 3% at restaurants and on eligible travel, and 2% at Costco. Rewards are paid as an annual cash-back certificate each February.
| Year 1 value | Ongoing value |
|---|---|
| No card annual fee + 4% on gas/EV up to $7,000/yr (Costco membership required; verify tier at costco.com) | 4% gas + EV (up to $7,000/yr), 3% restaurants + travel, 2% at Costco, 1% elsewhere |
| 4% gas earn capped at $7,000/year; 1% after cap — verify at costco.com | |
Costco Anywhere Visa® Card by Citi — 4% on gas and EV charging — best warehouse-club card for fuel rewards. Best for: Active Costco members who fill up at Costco gas and want 4% across all gas stations.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
Yes — the 4% gas reward applies at eligible gas stations and EV charging stations broadly, not only at Costco fuel centers, up to $7,000 in combined gas and EV purchases per year. After the $7,000 annual cap, the earn rate drops to 1%. Per Citi and Costco issuer terms, verified June 2026. Verify current category definitions and caps at costco.com before applying.
Rewards accumulate as cash back and are issued as an annual Costco cash-back certificate each February. The certificate is redeemable at Costco warehouses for merchandise or cash at the checkout. Unlike statement-credit cards, there is no mid-year or on-demand redemption option. If you prefer flexible cash redemption, consider a card that pays cash back directly to your statement.
No. ClearValue Lending is not a bank, card issuer, lender, or financial advisor. This review presents publicly available editorial information about the Costco Anywhere Visa Card by Citi. The card is issued by Citibank, N.A. in connection with Costco Wholesale. Reward rates, caps, and terms are determined solely by Citibank and Costco and may change — verify current terms at costco.com before applying.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
Scored consistently across every product and independent of any compensation. Full methodology →
See all picks, methodology, and side-by-side comparison in Best Gas Credit Cards 2026.
Advertiser disclosure: some links are from our partners — we may earn a commission at no cost to you. Rankings and editorial assessments are independent of compensation.