What do I do when my business grant money runs out?

Grants are one-time; operating needs are ongoing

A grant is a fixed, often purpose-restricted injection — it doesn't refill. When it's spent but the business still needs capital to operate or grow, the durable answer is financing you can size to the need and repay from revenue, rather than waiting on the next grant cycle.

Bridging to sustainable capital

• Business line of credit — for recurring working-capital swings; draw, repay, reuse
• Term loan — for a specific, defined investment with a clear payoff
• Revenue-based financing — fast capital repaid as a share of sales when timing is tight
• SBA loan or CDFI loan — for larger or mission-aligned needs where eligible

Plan capital — don't chase the next grant

Treat grants as a supplement, not the foundation. Build a capital plan around predictable financing for ongoing needs, and pursue grants opportunistically on top. That keeps the business funded on its own timeline instead of a grant calendar you don't control.