An independent, CPA-led editorial team scores every financing option — business loans, lines of credit, SBA, personal loans, auto, debt consolidation, and refinancing — on cost, fit, speed, and transparency. Read the analysis. Choose what fits.
Editor's picks across business and personal financing — ordered by fit, scored with our published methodology, independent of any commission.
Business funding · Live Oak Bank
ClearValue Rating: 4.0 / 5
Top SBA 7(a) lender by dollar volume, vertical-specialty teams
Personal loan · SoFi Bank, N.A.
ClearValue Rating: 4.1 / 5
Best all-around personal loan for good-to-excellent credit.
Mortgage · Rocket Mortgage, LLC
ClearValue Rating: 4.1 / 5
Largest US mortgage lender by origination volume — fully online, broad credit-box, fully digital close.
Savings account · Capital One Bank, N.A.
ClearValue Rating: 4.0 / 5
Big-bank backing with online-bank APY — branch access included.
Credit card · Chase
ClearValue Rating: 4.3 / 5
Best overall travel rewards card under $100 annual fee.
ClearValue Lending is a business & personal financing platform from the team behind ClearValue Tax. We publish plain-English guides and independent, side-by-side comparisons of financing — business loans, lines of credit, SBA, personal loans, auto, debt consolidation, and refinancing — so you can understand your options and choose with confidence. We're a platform, not a lender or a bank.
When you choose a product through one of our comparisons, some partners pay us a referral fee — at no cost to you. It never changes how we rank: every list is ordered by fit, not by who pays for placement.
Business and personal loans, business and personal credit cards, banking, insurance (auto, home, life, renters, pet, and travel), mortgages, small-business grants, and debt help — with new categories added regularly. Pick a category at the top of the page to start.
Yes. Reading our guides, using our comparison tools, and browsing reviews is completely free.
Yes. Our editorial team rates and ranks every product on its merits — cost, value, and fit for a real user — and publishes the ClearValue verdict even when it costs us a commission. See our ratings methodology for exactly how we score.
ClearValue is led by the team behind ClearValue Tax and Brian Kim, CPA, whose plain-English financial education reaches more than 2.89 million people. Education first is the whole idea — understand the decision, then make the right move.
ClearValue Lending is a business & personal financing platform — not a lender, bank, or financial advisor. Some links are affiliate links; a partner may pay us a referral commission at no cost to you, which never changes our rankings.