1. What Are Cookies?
Cookies are small text files placed on your device (computer, phone, or tablet) when you visit a website. They are widely used to make websites work or work more efficiently, to remember preferences, and to provide information to site operators. Similar technologies include pixels, web beacons, local storage, and software development kits (SDKs).
2. Categories of Cookies We Use
a. Strictly necessary cookies
These cookies are essential to the operation of our Services. They allow you to navigate the website and use core features, such as form submission, security, and load balancing. Strictly necessary cookies do not require your consent and cannot be disabled through our preferences tool, though you can block them through your browser settings (which may prevent the Services from functioning correctly).
b. Functional cookies
These cookies remember your preferences (for example, your last-used calculator inputs) so the Services can present content tailored to you. They are not strictly required, but they meaningfully improve the user experience.
c. Performance and analytics cookies
These cookies help us understand how visitors interact with our Services — which pages are most visited, where errors occur, and how long users spend on each page. We use this information to improve the Services. Analytics cookies may be set by third-party providers, such as web analytics platforms.
d. Advertising and targeting cookies
These cookies are used to deliver advertising more relevant to you and your interests, including on third-party websites. They are typically set by advertising partners with our permission. Use of advertising cookies may constitute a "sale" or "share" of personal information for cross-context behavioral advertising under the California Consumer Privacy Act (CCPA/CPRA) and similar state privacy laws.
3. Your Choices and Opt-Outs
a. Browser controls
Most browsers allow you to view, manage, delete, and block cookies through browser settings. Refer to your browser's help documentation for instructions. Note that blocking strictly necessary cookies may prevent the Services from working correctly.
b. Global Privacy Control (GPC) and Universal Opt-Out Mechanisms
We honor the Global Privacy Control (GPC) signal as a valid universal opt-out mechanism, consistent with the California Privacy Rights Act, the Colorado Privacy Act and its implementing regulations, the Connecticut Data Privacy Act, the Texas Data Privacy and Security Act, and other state privacy laws that recognize universal opt-out signals. If your browser transmits a GPC signal, we will treat it as your opt-out request for "sales" and "sharing" of personal information for cross-context behavioral advertising (and, where applicable, for targeted advertising) for the device and browser sending the signal. Where state law requires us to associate that signal with a known consumer (for example, when you are logged in), we will do so. Learn more at globalprivacycontrol.org.
c. Do Not Sell or Share My Personal Information
California residents and other state residents with comparable rights may opt out of "sales" and "sharing" of personal information by emailing hello@clearvaluemoney.com with the subject line "Do Not Sell or Share." Include your name, the email address used with our Services, and a description of your request. We will verify your identity before responding.
d. Industry opt-outs
You may also opt out of interest-based advertising from many third-party advertisers by visiting:
- Digital Advertising Alliance: optout.aboutads.info
- Network Advertising Initiative: optout.networkadvertising.org
- Your AdChoices: youradchoices.com
5. Changes to this Cookie Policy
We may update this Cookie Policy from time to time. We will post the updated policy on this page and update the "Effective" date above. Continued use of the Services after changes become effective constitutes acceptance of the updated policy.
6. Contact
Questions about cookies or this policy? Contact us at hello@clearvaluemoney.com.