Question 1

What types of business loans does ClearValue Lending route?

Accepted Answer

ClearValue Lending works across five core financing categories: revenue-based financing (merchant cash advance), business line of credit, term loans, equipment financing, and SBA loans. We route your application to the one lender partner whose underwriting criteria best matches your file.

Question 2

What does it take to qualify for a business loan?

Accepted Answer

Qualification varies by product. Revenue-based financing (MCA) typically requires 500+ owner FICO, 6+ months in business, and $10,000+ monthly deposits. Lines of credit start at 600+ FICO and 12+ months. Term loans need 650+ FICO and 24+ months. SBA loans require 680+ FICO, 24+ months, and full tax-return documentation.

Question 3

How fast can a business loan fund?

Accepted Answer

Revenue-based financing and lines of credit can fund in 24–72 hours after document submission. Equipment financing takes 2–10 business days. Term loans run 2–7 business days for alternative lenders. SBA loans take 30–90 days but offer the best rates and terms.

Question 4

Does ClearValue Lending originate loans directly?

Accepted Answer

No. ClearValue Lending is a funding platform, not a lender. We evaluate your file, match it to one lender partner, and facilitate the introduction. One match — not a marketplace auction.

Business loans matched to your file