Pricing & Math
How much does LifeLock cost per year?
LifeLock (now sold as Norton + LifeLock) has three individual annual plans as of August 2026: Core at $124.99/year, Advanced at $199.99/year, and Total at $349.99/year — each with a lower introductory first-year price shown, and each renewing at that same first-year price under LifeLock's own current pricing page. Family plans covering two adults (and optionally up to 10 kids) run from roughly $199.99 to $749.99/year depending on tier and number of covered kids. Coverage scope (number of bureaus monitored, stolen-funds reimbursement limit) increases with each tier.
The full picture
LifeLock, now marketed as Norton + LifeLock following Norton's 2017 acquisition of the brand, sells three individual-plan tiers and corresponding family tiers, priced annually with a monthly-billing option available at a higher effective rate. As of LifeLock's own pricing page (checked August 2026), the three individual annual plans are Core, Advanced, and Total — each layering on more credit-bureau monitoring and a higher stolen-funds reimbursement limit as you move up in price.
Individual plan pricing and what's included
- LifeLock Core — $124.99/year ($12.49/month): 2-bureau credit monitoring, identity restoration support, up to $1.05 million total reimbursement including $25,000 in stolen-funds coverage, and dark-web monitoring.
- LifeLock Advanced — $199.99/year ($19.99/month): 3-bureau credit monitoring, identity restoration, up to $1.2 million total reimbursement including $100,000 in stolen-funds coverage, $5,000 in scam-loss reimbursement, and dark-web monitoring.
- LifeLock Total — $349.99/year ($34.99/month): 3-bureau credit monitoring, identity restoration, up to $3 million total reimbursement including $1 million in stolen-funds coverage, $10,000 in scam-loss reimbursement, and dark-web monitoring.
Family plans
LifeLock's family plans cover two adults, with an option to add up to 10 kids at no additional cost per child within the plan. For two adults only, pricing runs from $199.99/year (Core) to $489.99/year (Total); adding coverage for kids raises the price further, up to $539.99/year for the Total tier with kids included. Every plan carries a 60-day money-back guarantee and can be cancelled at any time, per LifeLock's own terms.
Sourced (pricing checked August 2026 — verify current pricing directly with LifeLock, as identity-protection pricing changes periodically)
- LifeLock Core costs $124.99/year ($12.49/month) and includes 2-bureau credit monitoring, identity restoration, up to $1.05M reimbursement with $25,000 stolen-funds coverage, and dark-web monitoring. — LifeLock (Norton) — Plans and Pricing
- LifeLock Advanced costs $199.99/year ($19.99/month) and includes 3-bureau credit monitoring, up to $1.2M reimbursement with $100,000 stolen-funds coverage and $5,000 scam reimbursement. — LifeLock (Norton) — Plans and Pricing
- LifeLock Total costs $349.99/year ($34.99/month) and includes 3-bureau credit monitoring, up to $3M reimbursement with $1M stolen-funds coverage and $10,000 scam reimbursement. — LifeLock (Norton) — Plans and Pricing
- LifeLock family plans (2 adults) range from $199.99/year (Core) to $489.99/year (Total); adding up to 10 kids raises Total-tier family pricing to $539.99/year. — LifeLock (Norton) — Plans and Pricing
- All LifeLock annual plans include a 60-day money-back guarantee and can be cancelled at any time. — LifeLock (Norton) — Plans and Pricing
- The FTC's identity theft guidance notes that free measures — a credit freeze at each of the three bureaus, plus free credit monitoring — cover many of the same high-frequency risks that paid identity-protection services address. — FTC — Identity Theft guidance
Key takeaways
- LifeLock's three individual tiers run $124.99–$349.99/year as of August 2026 — the gap between tiers is mainly bureau coverage (2 vs 3) and the stolen-funds reimbursement limit ($25K vs $100K vs $1M).
- Family plans start at $199.99/year for two adults and can include up to 10 kids.
- All plans carry a 60-day money-back guarantee and can be cancelled anytime, per LifeLock's terms.
- A free credit freeze at all three bureaus plus free credit monitoring covers many of the same risks for consumers who don't need paid identity-theft insurance or white-glove restoration support — see the FTC's identity theft guidance.
Frequently asked questions
Does LifeLock's price increase after the first year?
Check the specific offer at signup — LifeLock has historically run promotional first-year pricing on some plans that renews higher in year two, though its own current pricing page (checked August 2026) lists the same price for first year and renewal on the plans shown here. Confirm the exact renewal price for your specific plan and any promotional offer directly with LifeLock before signing up.
Is LifeLock worth it compared to a free credit freeze?
A free credit freeze at Equifax, Experian, and TransUnion blocks new-account fraud at no cost, and free credit monitoring (available through many banks and card issuers) covers ongoing score changes — the two together address a large share of identity-theft risk without a subscription. LifeLock's paid tiers add dark-web SSN/email scanning, white-glove identity restoration support, and stolen-funds/scam reimbursement up to the plan's limit — features that matter more for someone with a higher risk profile (recent data breach exposure, prior identity theft) than for the average consumer.
Published 2026-08-18 · Updated 2026-08-18 · https://clearvaluelending.com/answers/how-much-does-lifelock-cost-per-year