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ClearValue Lending

Published methodology · ClearValue Lending

ClearValue Lending

Published four-factor scoring methodology Disclosed affiliate economics Founded by Brian Kim, CPA

Publishing on financial topics since 2024

Content on ClearValue Lending is scored against a single published methodology rather than signed off by a claimed in-house review desk. Every product comparison, answer, and resource article is ranked against the same tax-first, four-factor rubric — cost, fit, speed and terms, and transparency — with the same weighting applied to every product in a category.

The methodology is grounded in primary sources — SBA program guides, FRED economic data, the Federal Reserve Small Business Credit Survey, and the published disclosures of our partner lenders — and the ClearValue verdict is published even when it costs us a commission. ClearValue Lending is a comparison and education platform, not a personal-advice service, and does not originate, underwrite, or fund loans.

ClearValue Lending was founded by Brian Kim, CPA. The Updated date on each page reflects when that page was last refreshed against the published methodology.

Areas of expertise

Small business financing Personal loans Credit cards Mortgages Banking + savings Insurance Published methodology + disclosed economics

Recent articles by this author

Articles coming soon. In the meantime, browse our Answers library, Resources, and Blog — all scored against ClearValue's published methodology.

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