Business Loans by Credit Score

Business financing options organized by FICO band. Each band shows which products are realistically accessible, what terms to expect, and how to strengthen your file. myFICO explains how FICO scores work for business and personal credit at myfico.com. The CFPB covers credit scoring for small businesses at consumerfinance.gov. See also (/answers/what-credit-score-for-business-loan) and (/answers/business-loan-with-fico-under-600). Scored against ClearValue's published methodology. Updated May 2026.

26 guides available

According to our data, 23,347 applications have started through ClearValue Lending's platform since February 2025, and 2,408 applications reached full submission to a lender partner in our network. This directory groups every guide we've published on business financing so you can find the one that matches your situation — see how we track this data.