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GameStop Pro Credit Card: Complete 2026 Guide

ClearValue Lending··6 min read

TL;DR

The GameStop Pro Credit Card, issued by Comenity Capital Bank, earns 20 points per $1 on eligible GameStop purchases — doubling to 40 points per $1 when stacked with a $25/year GameStop Pro membership (the card includes a free first year). There's no annual fee on the card itself, but the 35.99% variable purchase APR is steep. This card is built for frequent GameStop shoppers who pay in full every month; carrying a balance erases the rewards value fast. Terms verified against the Comenity Capital Bank cardholder agreement, June 2026.

Comenity Capital Bank

GameStop Pro Credit Card

Up to 40 points per $1 at GameStop when stacked with a Pro membership — no annual fee on the card.

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How we rate these picks +

Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).

Scored consistently across every product and independent of any compensation. See our full ClearValue Rating methodology for the scoring rubric and refresh cadence.

$0
Annual fee

Card itself carries no fee — verified Jun 2026

35.99%
Variable purchase APR

Tied to the Prime Rate, per Comenity Capital Bank

20-40 pts/$1
GameStop rewards rate

40 pts/$1 requires a paid $25/yr Pro membership

Free 1st yr
Pro membership

New cardholders get a free first year of GameStop Pro

GameStop's Pro Credit Card, issued by Comenity Capital Bank, is built around stacking with GameStop's $25/year Pro membership program. The base card earns 20 points per $1 on eligible GameStop purchases; with an active Pro membership, that doubles to 40 points per $1 — and new cardholders get a free first year of Pro included.

How the points math works

At 40 points per $1, a $500 console-and-games purchase earns 20,000 points — GameStop's redemption terms and current point-value rates apply at checkout, so confirm the live redemption value before counting on a specific dollar figure. The card charges no annual fee itself; the cost of reaching the top tier is the $25 Pro renewal after your free first year.

The 35.99% APR problem

Like most store cards issued by Comenity, the GameStop Pro Credit Card carries a steep 35.99% variable APR tied to the Prime Rate. Big-ticket gaming purchases (new consoles routinely run $400-500+) are exactly the kind of spend that tempts a carried balance — don't. At this rate, interest on even a modest balance outpaces the rewards value within a billing cycle or two.

Who this card fits

This card makes sense for GameStop regulars who already buy games, consoles, and accessories there and who pay their statement in full every month. If GameStop isn't a repeat destination for you, a flat-rate cash-back card will out-earn this one on everyday spending.

Our methodology

Every figure above — APR, fees, and the points structure — is attributed to the Comenity Capital Bank cardholder agreement and GameStop's published Pro-membership terms, verified June 2026. ClearValue Lending is not a card issuer; we score and compare publicly available terms. Confirm current terms at gamestop.com before applying. See our full review methodology for how we score cards.

Frequently asked questions

Is the GameStop credit card worth it?+

It's worth it specifically for frequent GameStop shoppers who pay their balance in full every month. Stacked with the free first-year Pro membership, 40 points per $1 is a strong rate on games, consoles, and accessories. The 35.99% variable APR makes it a poor fit for anyone likely to carry a balance.

How much does GameStop Pro membership cost?+

GameStop Pro membership costs $25 per year. New GameStop Pro Credit Card holders receive a free first year of Pro membership upon account activation, then pay the standard $25 renewal to keep the doubled 40-points-per-$1 rate.

Do GameStop Pro Credit Card points expire?+

Points do not expire while the account remains open and active, per the Comenity Capital Bank cardholder agreement (verified June 2026). Closing the account forfeits unredeemed points.

Is ClearValue Lending a bank or card issuer?+

No. ClearValue Lending is not a bank, card issuer, lender, or financial advisor. This review presents publicly available editorial information about the GameStop Pro Credit Card. The card is issued by Comenity Capital Bank (a Bread Financial company). Rates, fees, and terms are determined solely by the issuer and may change — verify current terms directly with the issuer before applying.

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https://clearvaluelending.com/credit-cards/personal/gamestop-credit-card-guide-2026