The PlayStation Visa Credit Card, issued by Comenity Bank, is built for households that already spend meaningfully on PlayStation hardware, games, and Sony products. It earns 5 points per $1 direct from PlayStation and on Sony products at authorized retailers, plus a tiered structure for everyday spend: 3 points per $1 on streaming/cable/internet, 2 points per $1 at restaurants, and 1 point per $1 on everything else.
A general-purpose card, not a store card
Unlike the GameStop Pro Credit Card (a store-affiliated card) or many co-branded retail cards, the PlayStation Visa works anywhere Visa is accepted — the elevated rewards rate is reserved for PlayStation/Sony spend, but the card itself isn't restricted to Sony's storefront.
The APR spread matters
Comenity assigns either a 17.49% or 31.49% variable APR based on creditworthiness at approval. That's an unusually wide spread — confirm which tier you're approved for before assuming the lower rate, and treat the card as pay-in-full regardless, since even the lower tier isn't cheap by prime-card standards.
The PS Plus Premium perk
Heavy spenders — $6,000 in a calendar year — unlock a 12-month PlayStation Plus Premium membership on top of the standard points program. That's a real perk if you were going to buy PS Plus Premium anyway, but it's not a reason on its own to choose this card over a flat-rate cash-back alternative.
Our methodology
Every figure above — APR, annual fee, rewards rates, and the welcome offer — is attributed to Comenity Bank's published card terms, verified August 2026. ClearValue Lending is not a card issuer; we score and compare publicly available terms. Confirm current terms at playstation.com before applying. See our full review methodology for how we score cards.