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ClearValue Lending

Small Business Grants by Industry

Grant eligibility, program focus, and application strategy vary significantly by industry. The guides below cover federal programs (SBIR/STTR, USDA RBDG, EDA), foundation grants, and demographic-specific awards for each industry we track — organized so you can jump straight to what's relevant to your business.

12 industry guides

Grants for Construction

Working capital, lines of credit, equipment financing, and SBA loans for general contractors, trades, and specialty construction businesses — with the underwriting context an SMB contractor actually needs.

Grants for Retail & E-commerce

Inventory financing, working capital, lines of credit, and term loans for brick-and-mortar retail and e-commerce sellers — including SKU restock cycles, seasonal buying, and POS-financed daily-deposit underwriting.

Grants for Professional Services

Working capital, lines of credit, and term loans for law firms, accounting firms, consulting practices, marketing agencies, and other professional services — with the realities of receivables-heavy underwriting and partner-equity dynamics.

Grants for Restaurants & Hospitality

Working capital, lines of credit, equipment financing, and SBA loans for restaurants, cafes, bars, food trucks, and broader hospitality — with the realities of daily-deposit underwriting, thin margins, and seasonal patterns.

Grants for Trucking & Transportation

Equipment financing for tractors and trailers, working capital for fuel and maintenance, lines of credit for receivables gaps, and the underwriting context an SMB carrier actually needs in 2026.

Grants for Healthcare & Medical Practices

Medical equipment financing, working capital, and SBA loans for physician offices, dental practices, veterinary clinics, and allied health — with the realities of insurance-receivables underwriting and practice-acquisition financing.

Grants for Real Estate Brokers & Agencies

Lines of credit, working capital, and term loans for real estate brokers, agencies, and individual agents — with the realities of commission-based cash flow and the unique underwriting patterns of transaction-driven revenue.

Grants for Personal Services (Salons, Spas, Barbers, Nail)

Equipment financing, working capital, and lines of credit for salons, spas, barbers, nail studios, and broader personal care services — with the realities of booth-rental revenue, equipment-heavy capex, and daily-deposit underwriting.

Grants for Auto Repair & Automotive Services

Equipment financing for lifts and diagnostics, working capital between insurance payments, lines of credit for parts inventory, and the underwriting context an independent shop owner actually needs in 2026.

Grants for Manufacturing & Wholesale

Equipment financing for CNC machines and production lines, SBA 504 for facility + machinery packages, working capital for B2B receivables gaps, and the underwriting context manufacturers and wholesalers actually need in 2026.

Grants for Daycare & Childcare

SBA 7(a) for practice acquisition, 504 for facility purchase, lines of credit for enrollment-cycle gaps, and the underwriting context a daycare owner actually needs in 2026.

Grants for Fitness Studios & Gyms

Equipment financing for cardio + strength packages, working capital between seasonal cycles, term loans for new-studio openings, and the underwriting context a fitness operator actually needs in 2026.

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