Pacific Northwest market with heavy rain and notable vehicle theft.
According to the NAIC Auto Insurance Database Report (2022 data), the statewide average auto insurance expenditure per insured vehicle in Oregon was approximately $1,002/year. This is a state-level average — not a city-specific figure. Source: NAIC Auto Insurance Database Report (naic.org).
Oregon Insurance Division — licenses carriers and agents in Oregon, reviews rate filings, and handles consumer complaints.
Oregon Insurance Division — official site
Verify carrier licenses and complaint data nationally at naic.org/cis (NAIC Consumer Information Source).
Oregon is an at-fault (tort) state. The driver who causes an accident is financially responsible through their liability coverage.
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