The only major gold IRA company that publishes its full fee schedule on its website.
Get started at Birch Gold Group → Pre-qualify (where available) with a soft credit pull — no score impact.
ClearValue Rating: 4.1 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Investors who want fee transparency before they talk to a sales rep.
Birch Gold Group — The only major gold IRA company that publishes its full fee schedule on its website. Best for: Investors who want fee transparency before they talk to a sales rep.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
Most gold IRA companies do not publish their fee schedules — you must call a sales representative before learning what you'll pay. This makes comparison shopping difficult and creates a negotiation environment that favors the dealer. Birch Gold Group is notable for publishing its setup, wire transfer, storage, insurance, and annual management fees on its website. The IRS governs precious metals in IRAs under IRC §408(m) — see irs.gov for IRA rules. Always confirm the dealer markup over spot price separately, as this is the largest cost and is typically not part of the published fee schedule.
The dealer (Birch Gold Group) sells you the metal and earns a markup over the live spot price. The custodian (a third party such as Equity Trust or GoldStar Trust) holds the metal inside your IRA and keeps the account compliant with IRS rules. IRS rules require that IRA metals be held by an approved custodian — not the account owner and not the dealer. See IRS Publication 590-A at irs.gov for the authoritative rules on IRA custodians.
Under IRS rules (IRC §408(m)), gold held in an IRA must be at least 99.5% pure. Eligible products include American Gold Eagle coins, American Gold Buffalo coins, and certain other government-minted coins and bars meeting purity standards. Collectible coins — even high-grade — are generally not eligible. Birch Gold's precious metals specialist can walk through specific eligible products. Verify IRS purity and eligibility standards at irs.gov before purchasing.
No. ClearValue Lending is not a licensed investment advisor, broker-dealer, or securities professional. This review is editorial content presenting publicly available information. Investing in precious metals involves risk. Confirm all fees, terms, and IRS compliance details directly with Birch Gold Group and a qualified tax or financial advisor before opening an account.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
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