Continental Finance (issued by The Bank of Missouri)
Fit Mastercard Review 2026
No-deposit unsecured card with a published $400 starting credit limit.
Quick answer
Fit Mastercard is an unsecured (no-deposit) card for less-than-perfect credit with a published $400 initial credit limit, issued by The Bank of Missouri through Continental Finance.
Who Fit Mastercard is best for
Applicants with less-than-perfect credit who want an unsecured card with a clearly stated starting limit.
At a glance
- Security deposit
- None — unsecured
- Initial credit limit
- $400
- Issuing bank
- The Bank of Missouri
- Account-opening fee
- Processing fee applies
Fitcardinfo.com, Aug 2026
Fitcardinfo.com, Aug 2026
Fitcardinfo.com, Aug 2026
Fitcardinfo.com cites a $95 charge — confirm exact schedule in your Cardholder Agreement
Pros
- +No security deposit required
- +Clearly published $400 starting credit limit
- +Accepts applicants with less-than-perfect credit
- +Most decisions are instant
Cons
- −Processing/account-opening fee applies and reduces available credit
- −Low starting credit limit ($400)
- −No rewards program
- −APR is not published on the marketing page — check the Cardholder Agreement
Fit Mastercard requirements
- US residents 18+ with a physical address (no P.O. boxes)
- Accepts less-than-perfect credit
Fit Mastercard alternatives
Top alternatives worth comparing from Unsecured Credit Cards for Bad Credit: Fit vs. Reflex Mastercard (2026).
Continental Finance (issued by Celtic Bank)
Reflex Mastercard
Choose Reflex if you'd rather go through a different issuing bank (Celtic Bank) in the same no-deposit family
Not sure which card fits?
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See all picks in Unsecured Credit Cards for Bad Credit: Fit vs. Reflex Mastercard (2026)
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Fit Mastercard scores 3.8 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Applicants with less-than-perfect credit who want an unsecured card with a clearly stated starting limit.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
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Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.
https://clearvaluelending.com/reviews/fit-mastercard-continental