First Bank & Trust (managed by Imprint)
Shell Performance Elite World Mastercard® Review 2026
4% back at Shell, 3% on dining and groceries, 2% everywhere else — Shell's newly launched successor card.
Who Shell Performance Elite World Mastercard® is best for
Shell-loyal drivers who also want a straightforward flat-tier cash-back structure beyond just fuel.
At a glance
- Annual fee
- $0
- Shell purchase rate
- 4% back
- Dining/grocery rate
- 3% back
- All other purchases
- 2% back
Verified 2026
Highest tier, at Shell locations
Per issuer launch terms
General-purpose Mastercard rate
Pros
- +4% back at Shell is a strong headline fuel/convenience-store rate
- +3%/2% tiers extend value well beyond just gas, unlike the legacy fuel-focused cards
- +No annual fee
- +General-purpose Mastercard, usable anywhere Mastercard is accepted
Cons
- −Newly launched (May 2026) — limited independent review history versus the retired legacy cards
- −Legacy Citi Shell cards paused applications during the transition, which may affect existing-cardholder migration questions
- −APR and credit-tier specifics are less publicly documented than an established card
- −Confirm current terms directly, since a newly launched program's published terms can be revised
Shell Performance Elite World Mastercard® requirements
- Confirm current credit requirements with the issuer
- US residents 18+
- Hard credit pull required
Not sure which card fits?
Answer 3 quick questions and get matched to the right card type for your spending profile.
Find your card type — 60-second quiz→The full lineup
See all picks in Shell Credit Card: Complete 2026 Guide (What's Live Now)
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Shell Performance Elite World Mastercard® scores 4.0 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Shell-loyal drivers who also want a straightforward flat-tier cash-back structure beyond just fuel.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
Frequently asked
Questions about Shell Performance Elite World Mastercard®
What happened to the old Shell Fuel Rewards Mastercard?+
Shell's two Citi-issued cards — the Shell Fuel Rewards Card and Shell Fuel Rewards Mastercard — paused new applications in early 2026 as Shell transitioned to the new Shell Performance Elite World Mastercard, issued by First Bank & Trust and managed by Imprint. Existing legacy cardholders should check their account or shell.com for guidance on their specific account status during the transition.
Is the Shell Performance Elite World Mastercard the same as a Shell gas station discount?+
No — it's a full credit card (not a debit-linked fuel discount program), earning tiered cash back at Shell and other categories. Shell also separately runs the Fuel Rewards loyalty program, which is not a credit card and can sometimes be combined with card rewards — check shell.com for current stacking rules.
Is ClearValue Lending a bank or card issuer?+
No. ClearValue Lending is not a bank, card issuer, lender, or financial advisor. This review presents publicly available editorial information about the Shell Performance Elite World Mastercard. The card is issued by First Bank & Trust and managed by fintech partner Imprint. Rates, fees, and terms are determined solely by the issuer and may change — verify current terms directly with the issuer before applying.
Related guides
- Shell Credit Card: Complete 2026 Guide (What's Live Now)
- Capital One Savor vs SavorOne 2026: 4% or $0 Fee?
- Chase Sapphire Preferred vs Capital One Venture X 2026
- Chase Sapphire Preferred vs Reserve 2026: Which Card Wins?
- Amex Platinum vs Chase Sapphire Reserve 2026
- Chase Sapphire Preferred vs Citi ThankYou Premier (Strata) 2026: Which $95 Travel Card?
Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.