Travelers Property Casualty Company
Travelers Review 2026
Competitive premiums for mature drivers and multi-vehicle households, with strong financial backing.
Who Travelers is best for
Homeowners who want to bundle auto + home with one carrier, and drivers 35+ with clean records.
At a glance
- Avg annual premium
- ~$1,780
- AM Best rating
- A++
- Multi-policy discount
- Up to 15%
- NAIC complaint ratio
- Below average
National estimate; strongest for 35+ clean-record drivers
Highest Superior financial strength
Bundle auto + home or renters
Consistent low-complaint track record
Pros
- +A++ financial strength from A.M. Best — among the most financially secure carriers in the market
- +Consistently competitive premiums for drivers 35+ with clean records
- +IntelliDrive telematics program available for additional savings
- +Strong bundling discounts — particularly valuable if also shopping home insurance
Cons
- −Less competitive for younger drivers (under 25) vs GEICO and State Farm
- −Digital experience is solid but not as modern as GEICO or Progressive
- −Agent-distributed in some markets — less convenient for direct-quote comparison
Travelers requirements
- All US drivers
- Best pricing for 35+ clean-record drivers and multi-policy households
Travelers alternatives
Top alternatives worth comparing from Cheapest Auto Insurance Companies 2026.
Government Employees Insurance Company (Berkshire Hathaway)
GEICO
Most drivers who want the lowest starting premium without sacrificing financial strength or claims service.
State Farm Mutual Automobile Insurance Company
State Farm
Drivers who want low premiums AND a local agent relationship for service.
United Services Automobile Association
USAA
Active military, veterans, and immediate family members who want the absolute lowest auto premium available.
Ready to apply?
Application takes minutes. Pre-qualification (where available) uses a soft credit pull with no impact to your credit score.
Apply at Travelers Property Casualty Company→Last verified at the issuer on 2026-08-05
The full lineup
See all picks in Cheapest Auto Insurance Companies 2026
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Travelers scores 3.9 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Homeowners who want to bundle auto + home with one carrier, and drivers 35+ with clean records.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
Frequently asked
Questions about Travelers
Is Travelers a good auto insurance company?+
Travelers is a well-regarded carrier particularly for drivers who bundle auto with home insurance and for drivers 35+ with clean records. It holds an A++ (Superior) financial strength rating from A.M. Best — the highest tier — and maintains a below-average NAIC complaint ratio, indicating fewer complaints per policy dollar than the industry median. J.D. Power's annual U.S. Auto Insurance Study rates Travelers near the industry average on overall customer satisfaction. The strongest case for Travelers: if you're bundling auto + home, the multi-policy discount of up to 15% can make the combined premium competitive even against GEICO standalone rates. Sources: A.M. Best at ambest.com; NAIC complaint data at content.naic.org; J.D. Power 2024 U.S. Auto Insurance Study.
How does Travelers' IntelliDrive telematics program work?+
IntelliDrive is Travelers' usage-based insurance telematics program. You enroll via the IntelliDrive mobile app, which monitors driving behavior — hard braking, acceleration, phone use, and time-of-day driving — for 90 days. Safe drivers can earn a discount on their policy. Travelers also offers a potential surcharge for drivers whose behavior data suggests higher-than-average risk during the monitoring window. Like all UBI programs, IntelliDrive rewards low-mileage, smooth-driving profiles and introduces risk for frequent or aggressive drivers. Details and current discount ranges at travelers.com.
Does Travelers offer a bundle discount for home and auto?+
Yes. Travelers offers a multi-policy discount when you bundle auto insurance with a Travelers homeowners, condo, or renters policy. The discount can reach approximately 10–15% on the combined premium. For homeowners shopping both insurance lines simultaneously, bundling with Travelers often produces a more competitive all-in premium than the standalone auto rate alone suggests. Get a combined quote at travelers.com or through a Travelers independent agent to see your specific bundled number.
Is ClearValue Lending a licensed insurance broker?+
No. ClearValue Lending is not a licensed insurance broker or agent. This review presents publicly available editorial information about Travelers auto insurance. Pricing, coverage terms, and availability vary by state and individual profile — obtain official quotes directly from Travelers at travelers.com.
Related guides
Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.