U.S. Bank Triple Cash Rewards Visa Business Card Review 2026

The U.S. Bank Triple Cash Rewards Visa Business Card typically offers approximately 15 months of 0% intro APR on purchases — one of the longest introductory windows among no-annual-fee business cards. U.S. Bank rotates this term more frequently than most issuers, so verify the current window at the issuer's page before applying. The 0% window covers purchases; balance transfer terms may differ.

The card earns 3% cash back on four business categories: dining, office supply stores, gas stations and EV charging stations, and cellular phone services. There is no annual cap disclosed on the 3% earn rate — it applies to all eligible purchases in those categories. All other purchases earn 1%. For LLCs with heavy spend in those four lanes, the category earn stacks on top of the financing value.

After the intro APR period, the standard variable APR applies to remaining and new balances. A significant balance carried past the intro period begins accruing interest at the full ongoing rate. If you're using the card to finance a major purchase, plan to pay the balance in full before the intro window expires. The ExtendPay feature lets you split remaining balances into fixed monthly payments at a flat fee rather than standard interest — verify current ExtendPay terms at U.S. Bank.

No. ClearValue Lending is a small business funding platform — not a credit card issuer or U.S. Bank affiliate. This review is editorial content based on publicly available product information. Card terms, APRs, and intro periods change frequently — verify all details at the U.S. Bank issuer page before applying.