How many small businesses are in Colorado?

Colorado has approximately 688,000 small businesses, representing 99.5 percent of all businesses in the state. They employ 1.2 million workers — 51.7 percent of Colorado's private workforce, one of the highest shares nationally. Source: SBA Office of Advocacy, 2024 Small Business Profile.

How active is SBA 7(a) lending in Colorado?

Colorado received 2,012 SBA 7(a) loan approvals in FY2024, totaling $873 million. The average loan size was approximately $434,000. Source: SBA FOIA loan dataset, FY2024 aggregate.

Does Colorado have a commercial financing disclosure law?

No. Colorado has not enacted a statewide commercial financing disclosure law as of 2026. Commercial lending is governed primarily by federal law and lender agreements.

What financing products work best for Colorado small businesses?

Professional services and tech firms favor working capital lines. Construction businesses use equipment financing and SBA 7(a). Hospitality and tourism businesses use revenue-based financing for seasonal cash flow. The right product depends on your industry, revenue, and use of funds.

Is ClearValue Lending available in Colorado?

Yes. ClearValue Lending routes Colorado SMB applicants to lender partners operating across Denver, Boulder, Colorado Springs, Fort Collins, and statewide including mountain communities. We are a funding platform, not a lender or broker.

What are typical eligibility minimums for Colorado SMB financing?

SBA 7(a) typically requires 2+ years in business, 650+ FICO, and $150,000+ annual revenue. Revenue-based financing may be available with 500+ FICO, 6+ months in business, and $10,000+ monthly revenue. All financing is subject to lender underwriting on the full file.

Small Business Loans in Colorado

Colorado has 688,000 small businesses employing 1.2 million workers — 51.7 percent of the state's private workforce, one of the highest small business employment shares in the country. In FY2024, Colorado small businesses received 2,012 SBA 7(a) loans totaling $873 million, with an average loan size of approximately $434,000. Denver's status as a regional headquarters hub and Colorado's outdoor recreation economy both drive distinct SMB financing needs.