How many small businesses are in Delaware?

Delaware has approximately 91,000 small businesses, representing 99.4 percent of all businesses in the state. They employ 192,000 workers — 41.3 percent of Delaware's private workforce. Source: SBA Office of Advocacy, 2024 Small Business Profile.

How active is SBA 7(a) lending in Delaware?

Delaware received 276 SBA 7(a) loan approvals in FY2024, totaling $101 million. The average loan size was approximately $367,000. Source: SBA FOIA loan dataset, FY2024 aggregate.

Does Delaware have a commercial financing disclosure law?

No. Delaware has not enacted a statewide commercial financing disclosure law as of 2026.

What financing products work best for Delaware small businesses?

Corporate services and professional services firms use working capital lines. Healthcare practices access SBA 7(a). Tourism and beach businesses use revenue-based financing. Construction businesses use equipment financing. The right product depends on your industry and revenue.

Is ClearValue Lending available in Delaware?

Yes. ClearValue Lending routes Delaware SMB applicants to lender partners operating across Wilmington, Dover, Newark, Rehoboth Beach, and statewide. We are a funding platform, not a lender or broker.

What are typical eligibility minimums for Delaware SMB financing?

SBA 7(a) typically requires 2+ years in business, 650+ FICO, and $150,000+ annual revenue. Revenue-based financing may be available with 500+ FICO, 6+ months in business, and $10,000+ monthly revenue. All financing is subject to lender underwriting.

Small Business Loans in Delaware

Delaware has 91,000 small businesses employing 192,000 workers — 41.3 percent of the state's private workforce. In FY2024, Delaware small businesses received 276 SBA 7(a) loans totaling $101 million, with an average loan size of approximately $367,000. Delaware's SMB economy is uniquely shaped by its status as the nation's preferred state of corporate incorporation — more than 1.9 million legal entities are registered in Delaware, creating a large registered-agent, corporate law, and financial services SMB sector.