How many small businesses are in Oregon?

Oregon has approximately 413,000 small businesses, representing 99.5 percent of all businesses in the state. They employ 796,000 workers — 46.3 percent of Oregon's private workforce. Source: SBA Office of Advocacy, 2024 Small Business Profile.

How active is SBA 7(a) lending in Oregon?

Oregon received 1,043 SBA 7(a) loan approvals in FY2024, totaling $442 million. The average loan size was approximately $423,500. Source: SBA FOIA loan dataset, FY2024 aggregate.

Does Oregon have a commercial financing disclosure law?

No. Oregon has not enacted a statewide commercial financing disclosure law as of 2026.

What financing products work best for Oregon small businesses?

Tech and professional services firms use working capital lines. Agricultural and wine businesses access SBA 7(a) and equipment financing. Hospitality businesses use revenue-based financing. The right product depends on your industry and revenue profile.

Is ClearValue Lending available in Oregon?

Yes. ClearValue Lending routes Oregon SMB applicants to lender partners operating across Portland, Salem, Eugene, Bend, and statewide. We are a funding platform, not a lender or broker.

What are typical eligibility minimums for Oregon SMB financing?

SBA 7(a) typically requires 2+ years in business, 650+ FICO, and $150,000+ annual revenue. Revenue-based financing may be available with 500+ FICO, 6+ months in business, and $10,000+ monthly revenue. All financing is subject to lender underwriting.

Small Business Loans in Oregon

Oregon has 413,000 small businesses employing 796,000 workers — 46.3 percent of the state's private workforce. In FY2024, Oregon small businesses received 1,043 SBA 7(a) loans totaling $442 million, with an average loan size of approximately $423,500. Oregon's SMB economy spans Portland's tech and creative economy, the Willamette Valley's agricultural and wine production, and a substantial outdoor recreation and tourism sector in central and southern Oregon.