How many small businesses are in Wyoming?

Wyoming has approximately 64,000 small businesses, representing 99.2 percent of all businesses in the state. They employ 120,000 workers — 49.0 percent of Wyoming's private workforce. Source: SBA Office of Advocacy, 2024 Small Business Profile.

How active is SBA 7(a) lending in Wyoming?

Wyoming received 168 SBA 7(a) loan approvals in FY2024, totaling $67 million. The average loan size was approximately $400,000. Source: SBA FOIA loan dataset, FY2024 aggregate.

Does Wyoming have a commercial financing disclosure law?

No. Wyoming has not enacted a statewide commercial financing disclosure law as of 2026.

What financing products work best for Wyoming small businesses?

Energy services businesses use equipment financing and working capital. Ranching and agricultural businesses use equipment loans. Tourism businesses use revenue-based financing. Construction businesses use equipment financing and SBA 7(a). The right product depends on your industry and revenue.

Is ClearValue Lending available in Wyoming?

Yes. ClearValue Lending routes Wyoming SMB applicants to lender partners operating across Cheyenne, Casper, Laramie, Jackson, and statewide. We are a funding platform, not a lender or broker.

What are typical eligibility minimums for Wyoming SMB financing?

SBA 7(a) typically requires 2+ years in business, 650+ FICO, and $150,000+ annual revenue. Revenue-based financing may be available with 500+ FICO, 6+ months in business, and $10,000+ monthly revenue. All financing is subject to lender underwriting.

Small Business Loans in Wyoming

Wyoming has 64,000 small businesses employing 120,000 workers — 49.0 percent of the state's private workforce. In FY2024, Wyoming small businesses received 168 SBA 7(a) loans totaling $67 million, with an average loan size of approximately $400,000. Wyoming's SMB economy is shaped by three primary forces: energy (coal, oil, natural gas — Wyoming is a top energy-producing state), outdoor tourism (Yellowstone and Grand Teton national parks), and ranching. Its population of fewer than 600,000 makes it the least-populated state, but its energy wealth gives it one of the highest per-capita incomes in the Mountain West.