The Salon & Spa Toolkit

Booking, POS, payroll, supplies, and insurance picks for salon and spa owners.

How to choose

Salons have two distinct technology needs: client-facing tools (booking, POS) and back-office tools (payroll, accounting, banking). Choose booking and POS software that handles your service menu, staff commissions, and online scheduling in one platform. Pair with Gusto for payroll that handles booth renter 1099s and W-2 stylists in the same account, and QuickBooks for the financial records lenders need.

What to look for

Our picks

Booking & Scheduling Software — Vagaro

Online booking, client management, service menus, and automated appointment reminders built specifically for salons and spas. Built-in POS and payroll integration reduce the number of disconnected tools you manage.

Try Vagaro

Salon POS — Boulevard

Premium salon and spa POS with smart scheduling, service durations, staff commission tracking, and inventory management. The platform of choice for high-volume and multi-location salons.

See Boulevard

Payroll — Gusto

Handles commission-based pay, booth renter 1099s, and traditional W-2 stylists in the same account. Automated tax filings and benefits administration keep your compliance clean.

Start with Gusto

Liability Insurance — Next Insurance

General liability and commercial property quotes in minutes online — covers chemical services, equipment, and slip-and-fall claims. COIs emailed instantly for your landlord or SBA lender.

Get a quote

Business Banking — Bluevine Business Checking

No monthly fee, unlimited transactions, and high-yield APY on idle cash between payroll cycles and supply orders. Keeps salon revenue cleanly separated — required for lender underwriting.

Open an account

Accounting Software — QuickBooks Online

Service revenue by stylist, product COGS, and booth-renter income tracked separately — exactly the P&L breakdown lenders want when you apply for salon expansion or equipment financing.

Try QuickBooks

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Frequently asked questions

What software do most salons use for booking and scheduling?

Vagaro and Mindbody are the most widely used booking platforms for salons and spas. Vagaro is built for traditional salons with service menus, chair rental, and automated appointment reminders. Boulevard is preferred by high-volume, multi-location salons for its advanced POS and staff management.

How do salons handle payroll for booth renters vs. employed stylists?

Booth renters are independent contractors and receive 1099s at year-end; employed stylists receive W-2s. The distinction affects payroll tax obligations, benefits eligibility, and state labor law compliance. Gusto handles both classifications in the same account.

What financial records does a salon lender need?

Salon lenders typically require 12 months of business bank statements, 2 years of tax returns, and a P&L showing service revenue, product COGS, and labor costs. QuickBooks Online tracked by service category and stylist produces exactly this format.

Do salons need a separate business bank account?

Yes. Mixing salon revenue with personal accounts prevents accurate income tracking, complicates tax filings, and disqualifies the business from most small business loan applications. A no-fee business checking account like Bluevine keeps salon cash flow separate.

Related guides

The SBA's guidance on state cosmetology licensing, health permits, and business registration requirements for salon and spa owners.

SBA — Personal Care Services Business Licensing