How much does the Greenlight card cost?
Greenlight is a subscription-based prepaid debit card for kids and teens — not a traditional credit card. Monthly plans start around $5.99/month for the Core plan and go up to $14.98/month for the Max plan. There is no annual credit card fee because Greenlight is a debit product. Verify current pricing at greenlight.com; plan costs and features change.
Greenlight is a family finance app with a prepaid Mastercard debit card for children and teens — not a credit card. You pay a flat monthly subscription fee for the service, not an annual credit card fee. The card itself is free; the subscription covers the financial tools, parental controls, and investing features depending on tier.
Prepaid cards vs. credit cards
- Prepaid debit cards are not credit cards — they draw from a preloaded balance rather than a credit line. The CFPB notes that prepaid cards do not build credit history the way a secured or unsecured credit card does. — CFPB
- Monthly or annual fees are common on prepaid and family finance products; always review the Schumer Box or fee schedule before signing up. — CFPB
Greenlight plan tiers (as of 2026)
Greenlight offers multiple subscription tiers. Pricing is approximate — verify current rates at greenlight.com:
- Core (~$5.99/month): prepaid debit card + spending controls + chore tracking for up to 5 kids.
- Max (~$9.98/month): adds investing for kids, identity theft protection, and higher cash-back earn rates.
- Infinity (~$14.98/month): adds family location sharing, crash detection, and a 1% savings rate.
What fees to watch
- Monthly subscription: the main ongoing cost; covers all kids on the plan.
- Out-of-network ATM fees: Greenlight may charge for ATM withdrawals outside the AllPoint network; check the fee schedule.
- No foreign transaction fee is advertised by Greenlight for standard use — verify current terms.
- No interest charges: it's a debit card, not a credit line.
Greenlight is not a credit-building product. If your goal is to help a young adult build credit, a secured credit card is a different tool. See how to build credit with a secured credit card or compare credit builder loans vs. secured credit cards.
Key takeaways
- Greenlight charges a monthly subscription (~$5.99–$14.98/month depending on plan tier), not an annual credit card fee.
- It's a prepaid debit card for kids — not a credit card and does not build credit history.
- Plans cover up to 5 children; the subscription includes parental controls and optional investing features.
- Verify current pricing and features at greenlight.com before signing up.
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