The Burlington Credit Card is a Comenity Bank-issued store card for Burlington Stores and its two sister brands, Cohoes Fashions and MJM Designer Shoes. The reward structure is simple — 1 point per $1 on eligible purchases — paired with a 10% discount on your first purchase after opening the account.
No penalty APR, but a high standard rate
One notable feature: Burlington's card doesn't have a separate penalty APR that kicks in after a late payment, unlike many store cards. That said, the standard 35.99% variable APR (verified June 2026) is already on the high end, so the card only makes financial sense if you pay your statement in full every cycle.
Redemption takes time
Once you hit the points threshold, expect a 60-90 day wait for your Rewards Certificate to post — longer than many competing store cards. Certificates can only be used at Burlington, Cohoes Fashions, or MJM Designer Shoes, and not toward taxes, prior purchases, or services like tailoring.
Our methodology
Every figure above is attributed to Comenity Bank's own published disclosures, verified June 2026. ClearValue Lending is not a card issuer; we score and compare publicly available terms. Confirm current terms at burlington.com/credit-card before applying. See our full review methodology.