Comenity Bank
Burlington Credit Card Review 2026
Store card earning 1 point per $1 at Burlington, Cohoes Fashions, and MJM Designer Shoes.
Who Burlington Credit Card is best for
Regular Burlington shoppers who pay their balance in full every month.
At a glance
- Annual fee
- $0
- Purchase APR
- 35.99% variable
- Rewards rate
- 1 point/$1
- Certificate delivery
- 60-90 days
Per Comenity Bank / Burlington, verified June 2026
No separate penalty APR — verified June 2026
On Net Eligible Purchases at Burlington stores
Rewards Certificate posted to statement/Account Center after threshold reached
Pros
- +No annual fee
- +10% off your first purchase when you open and use the card
- +No separate penalty APR to escalate to on a missed payment
- +Usable at sister stores Cohoes Fashions and MJM Designer Shoes
Cons
- −35.99% variable APR is among the higher rates in the store-card category
- −Points aren't earned on taxes, returns, refunds, and certain other transaction types
- −Reward Certificates take 60-90 days to arrive after reaching the threshold
- −Store-only: usable at Burlington and its two sister brands only
Burlington Credit Card requirements
- Store-card approval range (fair-good credit typical)
- US residents 18+
- Hard credit pull required
Burlington Credit Card alternatives
Top alternatives worth comparing from Burlington Credit Card: Complete 2026 Guide.
Synchrony Bank
TJX Rewards® Credit Card
Compare against another off-price retailer's store card with a lower APR
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See all picks in Burlington Credit Card: Complete 2026 Guide
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Burlington Credit Card scores 4.0 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Regular Burlington shoppers who pay their balance in full every month.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
Frequently asked
Questions about Burlington Credit Card
How much does the Burlington Credit Card pay back in rewards?+
The Burlington Credit Card earns 1 point per $1 on Net Eligible Purchases at Burlington stores, per Comenity Bank terms (verified June 2026). Points aren't earned on taxes, returns, refunds, or certain other transactions. Your Rewards Certificate is delivered via statement or Account Center within 60-90 days of reaching the qualifying threshold.
Does the Burlington Credit Card have a penalty APR?+
No — per Comenity Bank terms (verified June 2026), the Burlington Credit Card does not have a separate penalty APR that a late payment can trigger. The standard purchase APR is 35.99% variable, which already applies from account opening.
Where can I use my Burlington Credit Card?+
The Burlington Credit Card is a store card usable at Burlington Stores, plus its sister brands Cohoes Fashions and MJM Designer Shoes, per issuer terms (verified June 2026). Reward Certificates can be redeemed only at these same stores — they can't be applied to taxes, prior purchases, gift cards, or services like tailoring.
Is ClearValue Lending a bank or card issuer?+
No. ClearValue Lending is not a bank, card issuer, lender, or financial advisor. This review presents publicly available editorial information about the Burlington Credit Card. The card is issued by Comenity Bank and is a product of Burlington Stores, Inc.. Rates, fees, and terms are determined solely by the issuer and may change — verify current terms at burlington.com/credit-card before applying.
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Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.
https://clearvaluelending.com/reviews/burlington-credit-card