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Comparison

Lane Bryant Credit Card: Complete 2026 Guide

ClearValue Lending··6 min read

TL;DR

The Lane Bryant Credit Card (Comenity Bank) earns 1 point per $1 at Lane Bryant — about 4% back once redeemed as $10 reward cards every 250 points — with double points on Cacique bras and free shipping on all online orders. It carries no annual fee but a high 27.24% variable APR, so it works best for shoppers who pay in full every month. Reward points expire after 12 months. Terms verified at lanebryant.com, August 2026.

Comenity Bank

Lane Bryant Credit Card

Store card earning roughly 4% back in Lane Bryant reward cards, with free shipping on every online order.

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How we rate these picks +

Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).

Scored consistently across every product and independent of any compensation. See our full ClearValue Rating methodology for the scoring rubric and refresh cadence.

~4%
Effective rewards rate

1 pt/$1; 250 points = $10 reward card

27.24%
Variable purchase APR

Verified Aug 2026

$0
Annual fee

No annual, inactivity, or monthly fee

12 mo
Point expiration

Points expire 12 months from being earned

The Lane Bryant Credit Card is a Comenity Bank-issued store card for Lane Bryant and its Cacique intimates line. It's built around a straightforward rewards structure — 1 point per $1, doubled on Cacique bras — redeemable in $10 increments, plus perks like free ground shipping on every online order.

Where the value comes from

At roughly 4% effective back (250 points = $10, on $250 of spend) plus free shipping, the card pencils out well for shoppers who already buy from Lane Bryant regularly and pay their statement in full. The 27.24% variable APR (tied to the Prime Rate, verified August 2026) means any carried balance erodes that value within one or two billing cycles.

Watch the expiration windows

Unlike some store cards where unused points simply sit on the account, Lane Bryant's points expire 12 months from when they're earned, and the reward cards you redeem them for typically expire within about 60 days of issuance. Use reward cards promptly rather than stockpiling them.

Our methodology

Every figure above is attributed to Comenity Bank's own published disclosures, verified August 2026. ClearValue Lending is not a card issuer; we score and compare publicly available terms. Confirm current terms at lanebryant.com before applying. See our full review methodology.

Frequently asked questions

Is the Lane Bryant Credit Card worth it?+

It's worth it for frequent Lane Bryant/Cacique shoppers who pay their balance in full monthly — the ~4% effective rewards rate and free shipping add real value with no annual fee. The 27.24% variable APR makes carrying a balance expensive.

Who issues the Lane Bryant Credit Card?+

Comenity Bank issues the Lane Bryant Credit Card on behalf of Lane Bryant.

Do Lane Bryant reward points expire?+

Yes — points expire 12 months from the date earned, and once converted into a reward card, that card typically expires within about 60 days of issuance, per Comenity Bank terms (verified August 2026).

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https://clearvaluelending.com/credit-cards/personal/lane-bryant-credit-card-guide-2026