Comenity Bank
Lane Bryant Credit Card Review 2026
Store card earning roughly 4% back in Lane Bryant reward cards, with free shipping on every online order.
Who Lane Bryant Credit Card is best for
Regular Lane Bryant and Cacique shoppers who pay their balance in full each month.
At a glance
- Annual fee
- $0
- Purchase APR
- 27.24% variable
- Rewards rate
- ~4% back
- Cacique bonus
- 2x points
No annual, inactivity, or monthly fee — verified Aug 2026
Tied to Prime Rate — verified Aug 2026
1 pt/$1; 250 points = $10 reward card
Double points on Cacique bra purchases
Pros
- +No annual fee, inactivity fee, or monthly fee
- +Free ground shipping on all online orders with the card
- +Double points on Cacique bra purchases — a frequent-purchase category for the store
- +~4% effective back in reward cards on regular Lane Bryant spend
Cons
- −27.24% variable APR is high — meaningful only if you pay in full monthly
- −Store-only: works at Lane Bryant (and its family of brands) only
- −Points expire after 12 months; reward cards typically expire within ~60 days of issuance
- −Minimum $2.00 interest charge applies in any billing cycle where interest is due
Lane Bryant Credit Card requirements
- Store-card approval range (fair-good credit typical)
- US residents 18+
- Hard credit pull required
Lane Bryant Credit Card alternatives
Top alternatives worth comparing from Lane Bryant Credit Card: Complete 2026 Guide.
Comenity Bank
Burlington Credit Card
Shop discount/off-price apparel broadly rather than one plus-size specialty brand
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See all picks in Lane Bryant Credit Card: Complete 2026 Guide
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Lane Bryant Credit Card scores 4.0 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Regular Lane Bryant and Cacique shoppers who pay their balance in full each month.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
Frequently asked
Questions about Lane Bryant Credit Card
How much does the Lane Bryant Credit Card pay back in rewards?+
The Lane Bryant Credit Card earns 1 point per $1 spent at Lane Bryant; every 250 points converts to a $10 reward card, which works out to roughly 4% back on regular purchases (verified August 2026). Cacique bra purchases earn double points. Reward points expire 12 months from the date earned, and issued reward cards typically expire within about 60 days.
Does the Lane Bryant Credit Card have an annual fee?+
No. Per Comenity Bank terms (verified August 2026), the Lane Bryant Credit Card has no annual fee, no inactivity fee, and no monthly fee. The only recurring cost is interest if you carry a balance — the variable purchase APR is 27.24%, and any billing period where interest applies carries a minimum $2.00 interest charge.
Is ClearValue Lending a bank or card issuer?+
No. ClearValue Lending is not a bank, card issuer, lender, or financial advisor. This review presents publicly available editorial information about the Lane Bryant Credit Card. The card is issued by Comenity Bank and is a product of Lane Bryant, part of the Fullbeauty/Bright Star Retail Group family of brands. Rates, fees, and terms are determined solely by the issuer and may change — verify current terms at lanebryant.com/content/pl-credit-card before applying.
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Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.
https://clearvaluelending.com/reviews/lane-bryant-credit-card