CHFA (Colorado Housing and Finance Authority) at chfainfo.com provides mortgage loans and down-payment assistance for qualifying Colorado homebuyers, including the DPA Grant (no repayment) and DPA Loan.

What is the CHFA DPA Grant?

The CHFA DPA Grant provides down-payment assistance that does not require repayment — unlike a DPA loan. Income and purchase-price limits apply. Verify current terms at chfainfo.com.

Are there high-cost county loan limits in Colorado?

Yes — Denver metro and mountain counties (Summit, Eagle, Pitkin) have FHFA high-balance conforming limits above the national baseline. Check current limits at fhfa.gov.

How competitive is the Denver mortgage market?

Denver is a highly competitive market. Full underwritten pre-approval, not just pre-qualification, is essential. Rate-lock timing and lender responsiveness matter significantly in multiple-offer situations.

Where can I find a HUD counselor in Colorado?

HUD lists approved housing counselors at hud.gov/states/colorado.

Mortgages in Colorado

Colorado — especially the Denver metro and Front Range — has seen significant home-price appreciation. Mountain communities (Summit, Eagle, Pitkin counties) are high-cost markets with FHFA high-balance conforming limits.

More Colorado guides

Personal Loans in Colorado Auto Insurance in Colorado Homeowners Insurance in Colorado Renters Insurance in Colorado Auto Loans in Colorado Student Loans in Colorado Life Insurance in Colorado High-Yield Savings in Colorado

Mortgages by state

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