Allianz Travel Insurance Review 2026

Cancel For Any Reason is an optional add-on to select Allianz Premier and higher-tier plans. CFAR lets you cancel your trip for any reason and receive a partial reimbursement — typically 50–80% of prepaid, non-refundable trip costs, depending on the plan and timing. CFAR must be purchased within a specified window of making your first trip deposit (typically 14–21 days). It does not apply if you cancel within 48 hours of departure. Verify the reimbursement percentage and purchase deadline for your specific Allianz plan.

Allianz AllTrips plans cover unlimited trips in a 12-month period, subject to per-trip duration limits (typically 30, 45, or 90 days per trip depending on the plan tier). They are cost-effective for travelers taking 3+ trips per year — the annual plan often costs less than two individual trip policies. AllTrips Basic covers emergency medical and cancellation; Premier adds higher limits and optional CFAR. Purchase the annual plan before your first trip of the year.

Standard Allianz plans exclude pre-existing conditions by default. The pre-existing condition exclusion waiver is available on select plans when purchased within a qualifying window (typically 14 days of the initial trip deposit). The waiver reinstates coverage for pre-existing conditions that were stable in the prior 90–180 days, depending on plan terms. Purchase travel insurance immediately after making the first nonrefundable trip payment to preserve the waiver option.

No. ClearValue Lending is not a licensed insurance broker or agent. This review is editorial content based on publicly available information about Allianz Travel Insurance. Plan terms, coverage limits, and pricing vary by trip cost, traveler age, destination, and plan tier — obtain an official quote at allianztravelinsurance.com.