Biz2Credit
Biz2Credit Review 2026
A wide product menu — term loan, revenue-based financing, line of credit, and CRE — from one application.
Quick answer
Biz2Credit funds term loans from $25,000 to $2,000,000 (3 months–5 years) and also offers revenue-based financing, a line of credit up to $500,000, and commercial real estate loans, requiring 650+ FICO, 12+ months in business, and $100,000+ annual revenue. Biz2Credit does not publish an interest rate, APR, or factor rate anywhere on its site — real cost is unknown until underwriting.
Who Biz2Credit is best for
Established businesses (1+ year, $100K+ revenue) that want to compare several funding types from a single online lender.
At a glance
- Term loan amount
- $25,000–$2,000,000
- Term length
- 3 months–5 years
- Rate
- Not publicly disclosed
- Min credit
- 650 personal FICO
- Time in business
- 12+ months
- Funding speed
- Credit decision as fast as 24 hours
biz2credit.com/term-loan, verified August 20, 2026
biz2credit.com/term-loan
No interest rate, APR, or factor-rate figure published on biz2credit.com as of verification
biz2credit.com/term-loan
biz2credit.com/term-loan
Disbursement timeline not separately disclosed. biz2credit.com/term-loan
Pros
- +Four distinct product types (term loan, revenue-based financing, line of credit up to $500K, commercial real estate loan) under one application
- +Established online lender — funding since 2007, over $12B funded per its own site
- +Credit decision as fast as 24 hours
Cons
- −No interest rate, APR, or factor-rate figure published anywhere on its site — real cost is unknown until underwriting
- −$100,000 minimum annual revenue and 12-month time-in-business bar excludes newer or smaller businesses
- −No independent third-party review with pricing data could be located to cross-check Biz2Credit's own disclosures
Biz2Credit requirements
- 650+ personal FICO
- 12+ months in business
- $100,000+ annual revenue
Biz2Credit alternatives
Top alternatives worth comparing from Best Alternative Business Lenders 2026.
Rapid Finance
Rapid Finance
Businesses that want an actual published factor-rate range instead of an undisclosed 'competitive rates' claim.
Kapitus
Kapitus
Businesses with 2+ years of history and $250K+ revenue that want a large funding ceiling and a real published rate range.
Expansion Capital Group
Expansion Capital Group
Businesses with weaker credit or shorter history (6+ months) that need revenue-based financing or fast accounts-receivable factoring.
Ready to apply?
Application takes minutes. Pre-qualification (where available) uses a soft credit pull with no impact to your credit score.
See if you qualify→Last verified at the issuer on 2026-08-20
The full lineup
See all picks in Best Alternative Business Lenders 2026
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Biz2Credit scores 3.8 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Established businesses (1+ year, $100K+ revenue) that want to compare several funding types from a single online lender.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
Frequently asked
Questions about Biz2Credit
Does Biz2Credit publish its interest rate or APR?+
No. As of this review, biz2credit.com does not publish an interest rate, APR, or factor-rate range for its term loan or any other product. You won't know your actual rate until you're underwritten. Verify current pricing directly at biz2credit.com before applying.
What products does Biz2Credit offer besides a term loan?+
Per biz2credit.com, Biz2Credit also offers revenue-based financing, a business line of credit up to $500,000, and commercial real estate loans — four distinct product types accessible from one application.
What are the eligibility requirements for a Biz2Credit term loan?+
Biz2Credit's published term-loan requirements are a 650+ personal FICO score, at least 12 months in business, and $100,000+ in annual revenue, per biz2credit.com/term-loan.
Is ClearValue Lending affiliated with Biz2Credit?+
No. ClearValue Lending is a small business funding platform — not a lender, broker, or financial advisor. Biz2Credit is an independent online business lender. All loan approvals and terms are determined solely by Biz2Credit. Verify current terms at biz2credit.com.
Related guides
Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.