Expansion Capital Group
Expansion Capital Group Review 2026
A 500-FICO, 6-month eligibility bar — one of the most accessible in this roundup.
Quick answer
Expansion Capital Group funds $5,000–$500,000 in revenue-based financing for businesses with 500+ FICO, 6+ months in business, and $8,000+/month in revenue — one of the most accessible eligibility bars in this roundup. It has funded over 40,000 businesses and $1.5B+ in working capital per its own site, but does not publish a factor rate or APR anywhere on its site.
Who Expansion Capital Group is best for
Businesses with weaker credit or shorter history (6+ months) that need revenue-based financing or fast accounts-receivable factoring.
At a glance
- Revenue-based financing amount
- $5,000–$500,000
- Rate
- Not publicly disclosed
- Min credit
- 500+ personal FICO
- Time in business
- 6+ months
- Monthly revenue
- $8,000+/month (~$96,000/year)
- Funding speed
- Same day or next business day (business loans); up to 95% within a day or two (A/R factoring)
ecg.com/financing-solutions/revenue-based-financing, verified August 20, 2026
No factor-rate or APR figure published on ecg.com as of verification
ecg.com/financing-solutions/revenue-based-financing
ecg.com/financing-solutions/revenue-based-financing
ecg.com/financing-solutions/revenue-based-financing
ecg.com/why-us/faqs
Pros
- +500+ FICO minimum — one of the lowest credit-score bars in this roundup
- +Only 6 months in business required
- +Broader product menu than most direct funders here: A/R factoring, business loans, equipment leasing, revenue-based financing, and SBA loans
- +Over $1.5B+ in working capital deployed to more than 40,000 small businesses, per its own site
Cons
- −No factor rate or APR published anywhere on ecg.com — real cost is unknown until underwriting
- −No independent third-party review with pricing data could be located to cross-check its own disclosures
- −$8,000/month revenue requirement, while modest, still excludes very early-stage businesses
Expansion Capital Group requirements
- 500+ personal FICO
- 6+ months in business
- $8,000+/month revenue
Expansion Capital Group alternatives
Top alternatives worth comparing from Best Alternative Business Lenders 2026.
Biz2Credit
Biz2Credit
Established businesses (1+ year, $100K+ revenue) that want to compare several funding types from a single online lender.
Rapid Finance
Rapid Finance
Businesses that want an actual published factor-rate range instead of an undisclosed 'competitive rates' claim.
Kapitus
Kapitus
Businesses with 2+ years of history and $250K+ revenue that want a large funding ceiling and a real published rate range.
Ready to apply?
Application takes minutes. Pre-qualification (where available) uses a soft credit pull with no impact to your credit score.
See if you qualify→Last verified at the issuer on 2026-08-20
The full lineup
See all picks in Best Alternative Business Lenders 2026
Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.
Read the full guide →Bottom line
Expansion Capital Group scores 3.9 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Businesses with weaker credit or shorter history (6+ months) that need revenue-based financing or fast accounts-receivable factoring.
◆ How we scored it
The ClearValue Rating, broken down.
- Cost
- 35%
- Fit & approval odds
- 30%
- Speed & terms
- 20%
- Transparency
- 15%
Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →
Frequently asked
Questions about Expansion Capital Group
What credit score does Expansion Capital Group require?+
Expansion Capital Group's published minimum is a 500+ personal FICO score for its revenue-based-financing product, per ecg.com — one of the more accessible bars in this roundup.
Does Expansion Capital Group publish its rate or factor rate?+
No. As of this review, ecg.com does not publish a factor-rate or APR figure for any of its products. You won't know your actual cost of capital until you're underwritten. Verify current pricing directly at ecg.com before applying.
What other products does Expansion Capital Group offer?+
Per ecg.com/financing-solutions, Expansion Capital Group also offers accounts-receivable factoring, business loans, equipment leasing, and SBA business loans in addition to revenue-based financing.
Is ClearValue Lending affiliated with Expansion Capital Group?+
No. ClearValue Lending is a small business funding platform — not a lender, broker, or financial advisor. Expansion Capital Group is an independent direct funder. All loan approvals and terms are determined solely by Expansion Capital Group. Verify current terms at ecg.com.
Related guides
Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.
https://clearvaluelending.com/reviews/expansion-capital-group-altlender