Dedicated international medical plans with primary coverage and a 1M+ global provider network.
Get started at International Medical Group (IMG) → Pre-qualify (where available) with a soft credit pull — no score impact.
ClearValue Rating: 3.9 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Long-term international travelers, expats, or frequent travelers who want primary medical coverage and maximum medical limits.
IMG Global (iTravelInsured) — Dedicated international medical plans with primary coverage and a 1M+ global provider network. Best for: Long-term international travelers, expats, or frequent travelers who want primary medical coverage and maximum medical limits.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
It's geared toward long-term international travelers, expats, and frequent travelers who want primary medical coverage and maximum medical limits, with up to $2M in coverage on the Patriot Platinum plan.
Medical coverage runs up to $2M on the Patriot Platinum plan — the highest in this comparison — while the iTravelInsured plans carry lower limits. Emergency evacuation is included on core plans up to $1M.
Yes. Most IMG plans offer primary medical coverage, meaning you don't have to file with your domestic insurance first. The exact terms vary by plan, so confirm details at imglobal.com.
It has minimal country exclusions — one of the broadest country acceptance lists in the category, which helps for destinations under travel advisories — plus a 1M+ global provider network, 35 years in operation, and telemedicine included on most plans.
Its lineup is more complex than digital-first carriers: iTravelInsured covers trip protection, Patriot covers travel medical, and Global Medical is a separate line. Trip cancellation coverage requires the travel insurance product line, not the standalone medical plans. ClearValue Lending is a neutral information platform, not the insurer — review and apply directly at imglobal.com.
You apply directly through the issuer, International Medical Group, at imglobal.com. Availability and age limits vary by plan — for example, Patriot Platinum covers up to age 70 with full benefits — so confirm eligibility at quote.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
Scored consistently across every product and independent of any compensation. Full methodology →
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