From Brian's desk
Every video, now a guide.
Brian Kim's small-business funding videos — each paired with where the ClearValue Lending team would point you next.
Featured · SBA loans
How to Get an SBA Loan For Your Small Business (Tips & Advice)
An honest look at SBA loans — eligibility, timelines, and what makes the difference between approval and denial.
Credit
How to Fix Your Credit Score Fast!
ClearValue Lending
ClearValue Lending: Presenting My New Business!
Business funding
How to Do Taxes For Beginners | Accountant Explains!
Business funding
IRS Audit RED FLAGS for the SELF EMPLOYED - IRS Audit Triggers
Business funding
The Truth About Debt: Why I Disagree With The Experts (Dave Ramsey & Robert Kiyosaki)
Business funding
How to Form an S Corp
Business funding
Sole Proprietorship Taxes Explained
Business funding
How To Start a Business - Step by Step Guide for Beginners
Business funding
How to Pay Off Credit Card Debt Fast: Top 5 Solutions
Business funding
S Corp Payroll Setup for 1-person S Corporation - Explained
Business funding
S Corp Disadvantages That Can Harm You - 6 Drawbacks You Need to Know.
Business funding
Index Funds vs ETF Investing | Stock Market For Beginners
Business funding
Index Funds vs Stocks | Stock Market For Beginners
Business funding
Roth IRA vs 401K - How to Retire Faster
Business funding
Should I Pay Off My Mortgage Early or Invest in Stocks? | The Answer is Clear!
Business funding
If You Can't Pay The IRS - Your OPTIONS & IRS Payment Plan Explained
Business funding
How to Get the IRS to Forgive Your Penalties and Interest - Tax Hack
Business funding
Passive Income: is it a scam or legit?
◆ ClearValue editorial analysis
The numbers behind this analysis
Preparation changes outcomes: the Federal Reserve's 2026 Report on Employer Firms (2025 Small Business Credit Survey) found only 42% of small-business financing applicants received the full amount they sought, 36% received a partial amount, and 22% received none at all (n=6,525 employer firms) — which is exactly the gap these guides are built to close before you sit down with a lender.
The programs Brian walks through in these videos move real volume: the SBA guaranteed 77,600 7(a) loans worth $37 billion and 6,750 504 loans worth $7.8 billion in fiscal year 2025 (SBA, October 2025) — a combined 84,400 loans, one of the highest-volume years in the agency's history.
Primary sources: Federal Reserve — 2026 Report on Employer Firms (2025 Small Business Credit Survey) · U.S. Small Business Administration — FY2025 lending record
Analysis by the ClearValue Editorial Team, applying our published scoring methodology.
This analysis combines cited public data (Federal Reserve, FDIC, FTC, CFPB, SBA/USDA, NAIC, ICI, BLS) with ClearValue's own cost math and category comparison — it is not proprietary ClearValue portfolio data. Rates, APYs, fees, and program terms move; figures carry an as-of date and you should verify current numbers at the linked primary sources and with the provider before deciding. Educational information, not financial, legal, or tax advice.