Industry pioneer with strongest brand recognition and tiered coverage menu.
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ClearValue Rating: 4.1 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Homeowners who want established-brand reliability and flexible tier-up coverage options.
American Home Shield (AHS) — Industry pioneer with strongest brand recognition and tiered coverage menu. Best for: Homeowners who want established-brand reliability and flexible tier-up coverage options.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
American Home Shield fits homeowners who want established-brand reliability and the flexibility to scale coverage up or down across its tiered plans. It is positioned for buyers who value the longest claims-handling track record in the category and want to match coverage to their own risk profile.
Per its listed metrics, plan pricing runs roughly $50–$85 per month from ShieldSilver to ShieldPlatinum, with a service-call fee of $100–$150 that you select by plan tier. The Silver tier carries the $150 per-claim service fee, so the monthly premium and per-claim fee trade off against each other — confirm current pricing for your home with the provider.
American Home Shield uses three tiers: ShieldSilver covers basics, ShieldGold adds appliances, and ShieldPlatinum adds roof-leak coverage plus higher replacement caps. Per-system coverage caps range from $3,000 to $6,000, with higher tiers raising the cap. Review the full covered-items list and exclusions in the contract before purchasing.
American Home Shield lists coverage in all 50 states, including single-family homes, condos, and mobile homes. Availability of specific plans and contractor-network depth can still vary by location, so confirm options for your ZIP code with the provider.
AHS carries the industry-pioneer brand and strong contractor-network quality in major metros, but its standalone premium runs higher than some competitors for similar base coverage, and the service-call fee is tied to the plan tier. It is worth shopping alongside other providers to see which combination of price, tier, and per-system cap fits your situation. ClearValue Lending is not a licensed insurance or service-contract agent — this is editorial information, not a recommendation.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
Scored consistently across every product and independent of any compensation. Full methodology →
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