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ClearValue Lending

Pre-Paid Legal Services, Inc. (PPLSI) / LegalShield

IDShield Review 2026

Backed by LegalShield's legal network — the only service on this list that pairs identity restoration with attorney access.

Who IDShield is best for

Buyers who want identity restoration support backed by licensed private investigators AND access to a legal network for disputes.

At a glance

Individual plan price
From $14.95/mo

1-bureau or 3-bureau monitoring

Family plan price
From $29.95/mo

Covers spouse/partner + children under 18

Insurance coverage
$3M

Per adult member; administered by American Bankers Insurance

Restoration guarantee
Unlimited service

Until identity is fully restored

Pros

  • +Paired with LegalShield — restoration support includes licensed private investigators and attorney access
  • +Unlimited restoration service guarantee — specialists work until identity is fully restored, no hour caps
  • +$3M insurance coverage per adult — highest on this list for standard plans
  • +Family plan covers spouse, domestic partner, and dependents under 18
  • +Strong option for small business owners who face both personal and business identity risk

Cons

  • LegalShield ecosystem can feel sales-driven — read terms carefully before enrolling
  • Less consumer-facing digital experience than Aura or LifeLock
  • Attorney access is a network referral, not dedicated legal counsel — complexity varies by case

IDShield requirements

  • US residents
  • Individual and family plans; business plans also available

IDShield alternatives

Top alternatives worth comparing from Best Identity Theft Protection Services 2026.

Aura

Aura

Individuals and families who want credit monitoring, dark web scanning, VPN, antivirus, and password management bundled in one plan.

LifeLock, part of Gen (formerly NortonLifeLock)

LifeLock (Norton)

Buyers who want the most established brand in the category with strong insurance backing and flexible tier options.

Identity Guard (Aura subsidiary)

Identity Guard

Budget-conscious buyers who want three-bureau monitoring and $1M insurance without paying premium pricing.

Ready to apply?

Application takes minutes. Pre-qualification (where available) uses a soft credit pull with no impact to your credit score.

Apply at Pre-Paid Legal Services, Inc. (PPLSI) / LegalShield

Last verified at the issuer on 2026-08-05

The full lineup

See all picks in Best Identity Theft Protection Services 2026

Editorial methodology + complete ranking criteria + side-by-side comparison of all picks.

Read the full guide

Bottom line

IDShield scores 4.1 / 5 on the ClearValue Rating — a deterministic editorial composite from the product's own published fees, terms, and eligibility. Best for: Buyers who want identity restoration support backed by licensed private investigators AND access to a legal network for disputes.

How we scored it

The ClearValue Rating, broken down.

Cost
35%
Fit & approval odds
30%
Speed & terms
20%
Transparency
15%

Cost (35%), Fit & approval odds (30%), Speed & terms (20%), Transparency (15%) — scored consistently across every product, independent of compensation. Full methodology →

Frequently asked

Questions about IDShield

Who is IDShield best for?+

IDShield is best for buyers who want identity restoration support backed by licensed private investigators plus access to a legal network for disputes. It's also a strong option for small business owners who face both personal and business identity risk. Confirm current plan details at idshield.com.

How much does IDShield cost?+

Individual plans start from $14.95/month (1-bureau or 3-bureau monitoring), and family plans start from $29.95/month, covering a spouse or partner plus children under 18. Business plans are also available. Verify current pricing at idshield.com before enrolling.

How much identity theft insurance does IDShield include?+

IDShield includes $3M in insurance coverage per adult member, administered by American Bankers Insurance — the highest on this list for standard plans. Coverage and terms vary, so review the policy details at idshield.com before purchasing.

What makes IDShield's restoration different?+

IDShield is paired with LegalShield, so restoration support includes licensed private investigators and attorney network access. It carries an unlimited restoration service guarantee — specialists work until your identity is fully restored, with no hour caps. Attorney access is a network referral rather than dedicated counsel, so complexity varies by case.

Is ClearValue Lending affiliated with IDShield or LegalShield?+

No. ClearValue Lending is a financial-decisions platform, not an identity protection provider, insurer, or law firm. This review is informational; we may receive compensation if you click through and purchase a plan. Confirm current features and pricing at idshield.com.

Related guides

See IDShield reviews on Trustpilot

Independent editorial review. ClearValue Lending is a business & personal financing platform — not a lender, broker, or financial advisor. Some links are affiliate links; the issuer may pay a referral commission at no cost to you, which never changes the score. Specific product terms vary; verify with the issuer before applying. See privacy policy.

https://clearvaluelending.com/reviews/idshield-identity-protection

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