Competitive premiums for mature, low-claim homeowners — excellent for auto + home bundlers.
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ClearValue Rating: 3.9 / 5 — our editorial assessment (how we rate)
Editorial confidence (30%), cost (25%), value (25%), accessibility (20%) — scored consistently across every product, independent of compensation.
Homeowners 40+ with newer or renovated homes who want to bundle with auto and maximize multi-policy discounts.
Travelers — Competitive premiums for mature, low-claim homeowners — excellent for auto + home bundlers. Best for: Homeowners 40+ with newer or renovated homes who want to bundle with auto and maximize multi-policy discounts.. Compare it against alternatives before applying; the right fit depends on your situation, credit, and goals.
Travelers is positioned for homeowners 40+ with newer or recently renovated homes who want to bundle with auto and maximize multi-policy discounts. Its preferred pricing favors lower-risk profiles.
The estimated average annual premium is around $1,850 (a national estimate), which tends to be competitive for newer homes and lower-risk profiles. Your actual premium varies by home age, location, coverage, and claims history — confirm a quote with Travelers.
Travelers carries an A++ AM Best rating, the highest Superior financial strength tier, placing it among the most financially secure carriers in the market for paying claims.
Yes. Travelers offers up to a 15% multi-policy discount for combining auto and home, and an IntelliDrive auto + home bundle is available for additional combined savings.
Premiums tend to be less competitive for older homes built before 1990 with original roof, electrical, or plumbing systems, and availability is more limited in coastal CAT-exposed markets. Newer or renovated homes qualify for preferred pricing.
No. ClearValue Lending is not a licensed insurance broker or agent. This review presents publicly available editorial information about Travelers homeowners insurance. Coverage terms, pricing, and availability vary by state and individual underwriting factors — obtain official quotes and policy details directly from Travelers or a licensed insurance professional at travelers.com.
How we rate
Every pick gets a 1–5 ClearValue Rating computed from four weighted factors: Editorial confidence (30%), Cost (25%), Value (25%), and Accessibility (20%).
Scored consistently across every product and independent of any compensation. Full methodology →
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