Who regulates auto insurance in Connecticut?

The Connecticut Insurance Department licenses carriers and agents and enforces auto insurance requirements. Visit portal.ct.gov/cid for license lookup and consumer complaints.

What minimum auto insurance is required in Connecticut?

Connecticut requires minimum liability coverage plus uninsured/underinsured motorist coverage. Verify current limits at portal.ct.gov/cid.

Is Connecticut an at-fault state?

Yes — Connecticut is an at-fault state with modified comparative fault (51% bar rule). The at-fault driver's insurance covers damages.

Does Connecticut require uninsured motorist coverage?

Yes — Connecticut requires uninsured and underinsured motorist coverage. This protects you if the at-fault driver has no insurance or insufficient coverage.

How do I compare car insurance in Connecticut?

Use the Connecticut Insurance Department's consumer resources at portal.ct.gov/cid and the NAIC's complaint ratio tools at naic.org to compare carriers on both price and claims performance.

Car Insurance in Connecticut

Connecticut's dense highway network and high vehicle values (above-median household income) create a competitive but premium-heavy auto insurance market. The state requires both liability and UM/UIM coverage.

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