Who regulates auto insurance in Vermont?

The Vermont Department of Financial Regulation (Insurance Division) licenses carriers and agents and enforces Vermont auto insurance requirements. Visit dfr.vermont.gov/reg-biz/insurance for consumer resources.

What minimum auto insurance is required in Vermont?

Vermont requires minimum liability and uninsured motorist coverage. Verify current minimums at dfr.vermont.gov/reg-biz/insurance.

Is Vermont an at-fault state?

Yes — Vermont is an at-fault state with modified comparative fault. The at-fault driver's liability coverage pays damages.

Does Vermont require uninsured motorist coverage?

Yes — Vermont requires uninsured motorist coverage alongside minimum liability.

Why is comprehensive coverage recommended for Vermont drivers?

Vermont has significant moose and deer populations creating wildlife collision risk on rural roads. Comprehensive coverage covers wildlife collisions and winter storm damage.

Car Insurance in Vermont

Vermont's rural roads, extreme winters, high deer collision rates, and moose hazards create a unique risk profile. Vermont has a small carrier market but generally moderate premiums.

More Vermont guides

Personal Loans in Vermont Homeowners Insurance in Vermont Renters Insurance in Vermont Mortgages in Vermont Auto Loans in Vermont Student Loans in Vermont Life Insurance in Vermont High-Yield Savings in Vermont

Auto Insurance by state

All states Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming