Who regulates auto insurance in Wisconsin?

The Wisconsin Office of the Commissioner of Insurance licenses carriers and agents and enforces Wisconsin auto insurance requirements. Visit oci.wi.gov for consumer resources.

What minimum auto insurance is required in Wisconsin?

Wisconsin requires minimum liability and uninsured motorist coverage. Verify current minimums at oci.wi.gov.

Is Wisconsin an at-fault state?

Yes — Wisconsin is an at-fault state with modified comparative fault (51% bar rule).

Does Wisconsin require uninsured motorist coverage?

Yes — Wisconsin requires uninsured motorist coverage alongside minimum liability.

Why is deer collision coverage important in Wisconsin?

Wisconsin consistently ranks among the top states for deer-vehicle collisions per capita. Comprehensive coverage covers deer collisions — evaluate comprehensive deductibles carefully for rural Wisconsin drivers.

Car Insurance in Wisconsin

Wisconsin's severe winters, high deer-vehicle collision rate, and Milwaukee and Madison metro traffic create varied insurance requirements. Wisconsin deer collision claims are among the highest per capita in the US.

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