Who regulates auto insurance in South Carolina?

The South Carolina Department of Insurance licenses carriers and agents and enforces auto insurance requirements. Visit doi.sc.gov for consumer resources.

What minimum car insurance is required in South Carolina?

South Carolina requires minimum liability and uninsured motorist coverage. Verify current minimums at doi.sc.gov.

Is South Carolina an at-fault state?

Yes — South Carolina is an at-fault state with modified comparative fault (51% bar rule).

Should South Carolina coastal drivers carry comprehensive coverage?

Yes — comprehensive coverage is advisable for coastal SC drivers given hurricane and flooding risk. Review coverage terms for wind and flood damage carefully.

Car Insurance in South Carolina

Q: Does South Carolina require uninsured motorist coverage?

Yes — South Carolina requires uninsured motorist coverage alongside minimum liability insurance.

South Carolina's growing coastal areas (Myrtle Beach, Hilton Head), Charlotte metro spill, and hurricane exposure create a diverse premium environment. The state requires uninsured motorist coverage alongside minimum liability.

More South Carolina guides

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