What is MaineHousing?

MaineHousing (Maine State Housing Authority) at mainehousing.org provides First Home Loans, the Advantage DPA grant (no repayment), and Salute ME for qualifying Maine homebuyers.

What is MaineHousing's Advantage program?

The Advantage program provides a DPA grant — no repayment required — alongside a MaineHousing First Home Loan. Verify current grant amounts and income limits at mainehousing.org.

Does Maine have special programs for veterans?

Yes — Salute ME is MaineHousing's veteran-specific program with enhanced terms. Federal VA loans are also widely available and offer no-down-payment financing for eligible veterans.

Is homebuyer education required in Maine?

MaineHousing requires completion of a homebuyer education course for most First Home Loan programs. Courses are available online and through HUD-approved counselors.

Where can I find a HUD counselor in Maine?

HUD lists approved housing counselors at hud.gov/states/maine.

Mortgages in Maine

Maine's home prices have risen substantially since 2020, driven by remote-work migration from Boston and the Northeast corridor. Portland and the southern Maine coast are the most competitive and expensive markets. Rural and northern Maine offer more accessible price points.

More Maine guides

Personal Loans in Maine Auto Insurance in Maine Homeowners Insurance in Maine Renters Insurance in Maine Auto Loans in Maine Student Loans in Maine Life Insurance in Maine High-Yield Savings in Maine

Mortgages by state

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