OHFA (Ohio Housing Finance Agency) at myohiohome.org provides Your Choice! Down Payment Assistance and Ohio Heroes loans for qualifying Ohio buyers.

What is OHFA's Your Choice! program?

Your Choice! DPA offers two options: a forgivable grant (no repayment after 7 years of residency) or a repayable second loan. Choose based on how long you plan to stay.

Who qualifies for Ohio Heroes?

Ohio Heroes serves teachers, nurses, doctors, dentists, firefighters, police, veterans, and others in qualifying public service roles. Enhanced rates apply. Verify eligibility at myohiohome.org.

How competitive is Columbus, Ohio?

Columbus has become one of the fastest-growing metros in the US. Entry-level markets are competitive; the metro has seen sustained price appreciation. Pre-approval is essential.

Where can I find a HUD counselor in Ohio?

HUD lists approved housing counselors at hud.gov/states/ohio.

Mortgages in Ohio

Ohio has diverse metro markets: Columbus is among the fastest-growing cities nationally with rising prices; Cleveland and Cincinnati are established metros with accessible entry-level pricing. Dayton and Toledo have some of the most affordable urban markets nationally.

More Ohio guides

Personal Loans in Ohio Auto Insurance in Ohio Homeowners Insurance in Ohio Renters Insurance in Ohio Auto Loans in Ohio Student Loans in Ohio Life Insurance in Ohio High-Yield Savings in Ohio

Mortgages by state

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