What is Nevada Housing Division (NHD)?

NHD at housing.nv.gov administers the Home Is Possible (HIP) grant and HIP Heroes programs for qualifying Nevada homebuyers.

What is the HIP grant?

Home Is Possible provides a DPA grant — no repayment required if you meet the residency period — alongside a 30-year fixed mortgage. Verify current grant terms at housing.nv.gov.

Does Nevada have a program for veterans?

Yes — HIP Heroes provides DPA benefits for Nevada veterans and active military. Federal VA loans are also available for eligible veterans.

How do Las Vegas home prices compare to the national average?

Las Vegas (Clark County) prices have risen above the national median in recent years but are still below California coastal markets. Market conditions fluctuate — confirm current values with a local lender or agent.

Where can I find a HUD counselor in Nevada?

HUD lists approved housing counselors at hud.gov/states/nevada.

Mortgages in Nevada

Nevada's housing market is dominated by the Las Vegas metro (Clark County) and the Reno/Sparks metro (Washoe County). Both markets saw dramatic appreciation 2020–2023 and have moderated. Nevada has no state income tax, which affects net affordability calculations.

More Nevada guides

Personal Loans in Nevada Auto Insurance in Nevada Homeowners Insurance in Nevada Renters Insurance in Nevada Auto Loans in Nevada Student Loans in Nevada Life Insurance in Nevada High-Yield Savings in Nevada

Mortgages by state

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